Chip - Saving and Investing

Download Chip, the savings and investments platform of the future.

With access to the best return on easy-access savings in the UK, award-winning automatic-saving AI, and investment funds* powered by BlackRock - the biggest investment manager in the world, your future starts with Chip.

We're not a bank, we're not just another budgeting app - Chip is the future of savings.

We have over 350,000 (and growing) users, and we've automatically saved our customers almost £0.5 billion. In just a few minutes you can:

AI

Auto-save with our award-winning AI: Securely connect Chip to your bank and access our award-winning AI to save the perfect amount of money for you every few days, based on your goals and spending habits.

Set up saving rules, like Payday Put Away, too, helping you save more the day you're paid.

SAVINGS

Earn the best rates on your savings. Right now you can get 0.7% interest on an easy-access account.

But that's just the start.

We bring the market's best interest rates to you. We pool our savers money together and negotiate with banks like you're all millionaires, meaning you skip the boring forms and tireless research - we do that all for you.

INVESTING

Invest seamlessly into a range of three multi-asset consensus funds powered by BlackRock, the biggest fund manager in the world, with over £9 trillion in assets, and over 50 years' experience in the UK.

*Remember, with investments, your capital is at risk. The value of your investments can go down as well as up and you may get back less than your original investment.

SAFETY

Enjoy top-tier security, because your savings should make you feel safe, we've built in security from the ground up. We protect your data with 256 bit encryption, 3D-Secure and the latest Open Banking technology. The Chip+1 account and Interest Accounts are provided by UK registered banks and eligible for the Financial Services Compensation Scheme (FSCS).

Find us on the FCA and DPO registers, or read about us in all major newspapers like The Guardian, Metro, Evening Standard, BBC News, Money Saving Expert and more. Or you may have even caught us on ITV or Sky News.

We've been named AltFi's Wealth Management App of the Year 2020, and we've picked up numerous awards at the highly prestigious British Bank Awards and, most recently, were recognised as a Customer Service Champion and the Best Personal Finance App. Putting us ahead of the likes of Moneybox, Plum, Monzo, Starling, Revolut, Money Dashboard, Yolt.
And if you want to talk to us, our UK-based support team is available seven days a week.

We're already trusted by hundreds of thousands of people, and we're backed by a 16,000-strong investor community, so you're in good company.

Download Chip today - the app that works hard, so one day, you don't have to.