天星銀行Airstar Bank - 香港虛擬銀行

1. This is the Bank's fastest record for reference only. Actual time will differ depending on individual circumstances.
2. Customers can enjoy the interest rate protection for 3 months (95 days) starting from the date of account opening. After the promotion period, the prevailing HKD savings rate shown on the App will be applied. Please refer to the "Hong Kong Dollar Savings Deposit Offer Terms and Conditions" on website for details.
3. As a financial inclusion initiative, Airstar Bank commits to offer this arrangement for at least 3 years since December 2019.
4. According to individual circumstances, the Bank reserves the right to request customers to provide additional supporting documents for approval. The approval time required is subject to real situation.
5. Interest saving example is based on an assumption that the total outstanding amount is credit card outstanding balance HKD200,000, with an annual interest rate of 30%, and monthly minimum repayment of 5% of the outstanding balance or HKD50 (whichever is higher). The APR is 34.49%. Monthly repayment amount is HKD8,952 and total interest expenses is HKD209,404. For Debt Con Loan with assumption that annual interest rate 2.95% and repayment tenor of 72 instalments, APR is 2.99%. Repayment amount per instalment is HKD3,034 and total interest expenses is HKD18,467. The average repayment amount per instalment and total interest expenses of above examples are rounded to nearest dollar. The above examples are for reference only.
6. Loan amount of Debt Consolidation Loan up to 21 times of monthly salary or HKD2,000,000 (whichever is lower), including the extra cash amount up to 12 times of monthly salary. The cash amount will be transferred to your account and its usage is not restricted to the repayment of the outstanding balance of any credit card or personal loan.

To borrow or not to borrow? Borrow only if you can repay!
The use of this Airstar Bank mobile app is for the customers of Airstar Bank Limited only. Content provided via this Airstar Bank mobile app is not specifically created for any territory other than where Airstar Bank Limited operates/ is licensed to operate.
(Only support iPhone 6s and later to open an account)