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Grain: Get and Build Credit

Grain replaces your credit card by providing a revolving line of credit to your debit card based on your cash flow

Grain replaces your credit card by providing a revolving line of credit to your debit card based on your cash flow

Grain: Get and Build Credit

by Grain Technology, Inc.
Grain: Get and Build Credit
Grain: Get and Build Credit
Grain: Get and Build Credit

What is it about?

Grain replaces your credit card by providing a revolving line of credit to your debit card based on your cash flow. No credit card or credit check needed. We empower you to manage your credit responsibly by offering credit you can afford and need for your day-to-day expenses all while helping you build positive credit history.

Grain: Get and Build Credit

App Details

Version
3.2.0
Rating
(631)
Size
40Mb
Genre
Finance Education
Last updated
June 19, 2020
Release date
December 4, 2019
More info

App Screenshots

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Grain: Get and Build Credit screenshot-2
Grain: Get and Build Credit screenshot-3
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Grain: Get and Build Credit screenshot-6

App Store Description

Grain replaces your credit card by providing a revolving line of credit to your debit card based on your cash flow. No credit card or credit check needed. We empower you to manage your credit responsibly by offering credit you can afford and need for your day-to-day expenses all while helping you build positive credit history.

COVID-19 Response:
We want to help in any way we can. So effective immediately, we are temporarily cutting minimum payments due in half.

3 STEPS TO GET STARTED

1. Sign up with any of the 1000+ banks we support.
2. Grain analyzes your cash flow and instantly offers you a revolving line of credit.
3. Transfer credit directly to your checking account and use your debit card as you normally would. Your credit limit automatically increases with good payment habits.

MORE COOL FEATURES

Automated Payments
Automate your payments so you never fall behind.

Overdraft Prevention
Prevent your checking account from sneaky overdraft fees. Grain automatically transfers credit to your account when you’re about to overdraft.

Automated Credit Builder
Automate your credit building without thinking about it. Grain transfers small amounts of credit to your checking account and repays it with zero interest.

Credit Score Monitoring
Monitor your credit score over time so you can track your progress and credit health.

Credit Reporting
We report to Equifax and Experian credit reporting agencies to help build your credit score.

Personalized Credit Score Insights and Recommendations
Get personalized insights and actionable recommendations on how to improve your credit score with credit tips.

Fees
12% APR and 1% Finance Charge on Credit Advances. We don’t believe in unnecessary fees.

Bank-Level Encryption
256 bit bank-level encryption to protect all your data. We NEVER share your data.

FDIC-Insured
FDIC-insured up to $250,000.

Grain is headquartered at:
505 14th St
Suite 900
Oakland, CA 94612

Grain Help Line:
1 (833) 755-0809

Grain Help Email:
[email protected]

Terms of Service: https://trygrain.com/termsofservice/
Privacy Policy: https://trygrain.com/privacypolicy/

Disclaimer:
AppAdvice does not own this application and only provides images and links contained in the iTunes Search API, to help our users find the best apps to download. If you are the developer of this app and would like your information removed, please send a request to [email protected] and your information will be removed.