Mintly - Better Asset Manager

A few years ago, I wanted to have a clearer understanding of my current financial situation. However, my assets were scattered across multiple accounts, and bills came from various payment channels, so I developed a tool to quickly record my income and expenses. Over time, however, I realized it wasn’t fully suited to me.

Recording every expense one by one was really hard to keep up with.

Despite my efforts to improve recording efficiency, I still had to record everything immediately after each purchase. At first, I was very enthusiastic, adding expenses one by one, but as time went on, this method started to feel exhausting. Later, I tried setting aside a specific time each day to record everything, but sorting through each payment channel was very time-consuming, and I still couldn’t keep up. Over time, the gap between my records and the actual situation grew, making it even harder to restart.

So, I decided to reassess the problem and create a tool that would better suit my needs.

Unlike traditional bookkeeping methods, Mintly focuses on the changes in account balances and income, without requiring the recording of every single expense. By tracking balance and income, it reflects the flow of funds, minimizes the need for expense tracking, and shifts the focus to the growth of the balance. For me, this was an ideal way to manage my assets. I only needed to record all account balances and income for a specific period to accurately reflect my financial situation. This simplified method allowed me to focus more on growing my funds and making reasonable plans, without being bogged down by tedious record-keeping.

Additionally, Mintly does allow you to record every expense, but I highly recommend only recording large expenses. This way, you can focus on the major parts of the fund flow, easily observe how your funds are distributed, and avoid being distracted by small expenses. By using this method, you can gain a clearer understanding of your financial situation and ensure that, without recording every small expense, you can still fully control the distribution of major expenses, helping you make more informed financial decisions.

I hope it will be useful to you as well.

#About Subscription
- Mintly currently offers monthly and annual membership options for purchase;
- Fees will be charged to your iTunes account upon confirmation of purchase;
- Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends;
- Your account will be charged again within 24 hours prior to the end of the current paid period;
- The annual membership renewal price is $29.99;
- The monthly membership renewal price is $2.99;
- You can manage your subscription and turn off auto-renewal in your account settings after purchase;
- If your trial has not yet ended, the remaining days will automatically expire once you start your subscription;

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