NEO: Instant Visa Cards

Joining is super easy! You can create an account directly on your phone in minutes.

The Card is available instantly. Recharge your NEO Wallet from an authorized Agent and instantly get a Digital (Virtual) Visa Card on your phone for online and e-commerce shopping.

NEO Virtual Visa Cards can be used for making secure online payments on millions of apps, games and websites.

More Card Programs will be available for you VERY soon.

NEO Wallet is rechargeable at authorized NEO Cash Agents. And you can find their location in the App.

NEO is a product of INC.

INC was founded with the belief that money should become digital. Our mission is to help every Iraqi citizen get his first digital payment on NEO.

INC is an Iraqi company registered in Iraq and licensed to conduct business.
Electronic payment from the Central Bank of Iraq No. (7) based on the Law of the Central Bank of Iraq No. (56) for the year 2004


NEO Features

Mobile Sign Up
● The first fully digital ‘KYC’ sign up, directly from your phone
● In a few minutes you will get accepted and can get started

Instant Digital Card Issuance
● Deliver virtual cards instantly in-app
● It’s a Visa card! Accepted on millions of online merchants
● In-App Card Activation

Smart Payments Feed
● Real time payment and push notifications
● Display and highlight transaction details
● Merchant Analytics

Powerful Payment Search
● Instantly search any payment done in the past

● Search by Time, Category, Merchant or Location
● Get results in real time

Auto Payment Categorization
● Machine learning driven payment categorizations
● Auto clean up of Merchant name and details
● Personal tagging of specific transactions

Safe & Secure
● Fingerprint and Biometric Access
● Advanced features to keep you and your money safe

24/7 Support
+964 770 085 0085