You are using an outdated browser. Please upgrade your browser to improve your experience.
Qapital: Save. Invest. Spend.

Save for the things you want the simple way.

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create

Qapital: Save. Invest. Spend.

by Qapital, Inc.
Set your goals
Qapital: Save. Invest. Spend.
Qapital: Save. Invest. Spend.
FREE in the App Store

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create. Then attach a rule for each goal to help you save such as putting away a specific amount every week. Attach your bank account or a funding account and watch the money you save for your goals roll in.

Set your goals. Do something, go somewhere, pay off your debts, or just save money. You pick the type of goal, name it, and add how much money you need for it. You can also create a custom goal if none of those on the list are fitting. Add an inspirational cover photo and select whether or not the goal is only for you or other people as well. You can add a member to your goal from your contact list so that you can work on it together.

Set your goals
Create the rules

Create the rules. Create a rule for each goal to help you save. The Round-Up Rule helps you save when you pay, the Spend Less Rule helps you save when you spend less, the Guilty Pleasure Rule helps you save when you buy things you shouldn’t, the Set & Forget Rule saves a certain amount for you regularly, and the 52-Week Rule saves an accumulative amount over time. There is also an Apple Heath Rule for your fitness goals, IFTTT Rules if you use that app for activities, and a Freelance Rule to help you save for tax day.

Navigation and settings. With simple navigation along the bottom, you can view your goals and rules with quick taps. If you link a bank account check the Wallet section for account balances. Review all of your activity, as well as any members you have included, and see the dates and times. You can add a funding account in addition to a bank, use a passcode and Touch ID for security, and choose from five different notification options.

Navigation and settings

What is it about?

Qapital is a great concept and a handy app to help busy people save without thinking about it. Once you set up the goals, rules, and link your account, the automated transfers will take over. Whether you want to save for a vacation, a new computer, or pay off some of your debts, this app can help. There are no fees and there is no minimum deposit required.

For those who...

  • Want to save money
  • Want an automated money-saver

Not for those who...

  • Do not want to connect their bank account
  • Like to save money on their own

Why we love it

Set your own goals and rules to save money for the things you want or need the most with Qapital. Once you are all set up, money will be transferred automatically to your bank account using rules you decide, so saving becomes a no-brainer.

App Screenshots

Qapital: Save. Invest. Spend. screenshot-0
Qapital: Save. Invest. Spend. screenshot-1
Qapital: Save. Invest. Spend. screenshot-2
Qapital: Save. Invest. Spend. screenshot-3
Qapital: Save. Invest. Spend. screenshot-4
Qapital: Save. Invest. Spend. screenshot-5
Qapital: Save. Invest. Spend. screenshot-6

App Details

Finance Productivity
Last updated
October 7, 2019
Release date
March 14, 2015
More info
Qapital siri commands

Qapital supports Siri commands

What is my Qapital balance
Transfer $10 to Vacation goal using Qapital
What is my Qapital balance
Transfer $10 to Vacation goal using Qapital

App Store Description

Qapital is the only mobile banking app that lets you save smartly, spend happily, and invest comfortably with intuitive tools that make it easy to take control of your personal finances. We’re committed to making money work for our users, not the other way around. And with more than 35,000 five-star reviews, we’re pretty sure we’re on the right track. Last year, our members saved an average of $1,500*. What would you do with that extra cash?

•Automated saving so you can get more done

With personalized savings Goals and automated savings Rules, you can save money without thinking about it.

Purchases and other transactions made from your connected accounts and cards automatically trigger savings Rules, getting you closer to your Goals.

Choose from any number of free in-app savings Rules, take advantage of our Apple Health integration, or customize your own Rules with our IFTTT integration (we have a few to get you started).

Once your Goals and Rules are set, you can watch your savings grow in real time.

•A checking account that helps you keep more of your money

Our checking account skips those traditional bank fees. There are no low balance, overdraft, or foreign transaction fees. Instead, you get a brand new Qapital Visa® Debit Card** to help you save while you spend.

Transfer funds instantly between your Qapital Goals and Spending account, and benefit from a Spending Sweet Spot™ that helps you stay on track and reach your goals.

With Qapital Spending you’ll get:
- Direct deposit
- Interest on all of your accounts
- Weekly Insights
- Automatic bill payment
- Mailed checks
- Purchase notifications
- In-app temporary card lock
- Ability to set & reset your pin
- More to come!

•Personalized investment options to help you build more wealth.

with Qapital Invest™, we’ve made investing as easy as saving. You can earn more toward your long-term goals with personalized portfolio recommendations based on your risk profile. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.

Just set your Rules, spend happily with your Qapital Visa® Debit Card, and watch your investments grow.

•A better way to budget with Spending Sweet Spot™ and Payday Divvy™

With Payday Divvy™, you can pay yourself first by setting aside money for your expenses, your Goals, and your everyday spending as soon as your paycheck arrives.

Use Spending Sweet Spot™ to find a budget for all of your weekly expenses, become mindful of where and how you’re spending, and use that insight to find a spending amount that makes you happy.

•Bank level security and protection with you in mind

With 256-bit encryption, overdraft protection and FDIC-insurance up to $250,000, your money is safe at Qapital.

•A new banking experience, intelligently designed for you

Find your financial balance by using Qapital to help you save more, earn more, and reach your goals faster. Join our community of members dedicated to becoming their best financial selves.

* Average amount saved by Qapital users during 2017
** Issued by Lincoln Savings Bank, Member FDIC

QAPITAL, the QAPITAL and Q logos, and SAVE SMALL. LIVE LARGE. are all registered trademarks of Qapital, Inc. Copyright © 2018 Qapital, Inc. All Rights Reserved.

AppAdvice does not own this application and only provides images and links contained in the iTunes Search API, to help our users find the best apps to download. If you are the developer of this app and would like your information removed, please send a request to [email protected] and your information will be removed.