With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create. Then attach a rule for each goal to help you save such as putting away a specific amount every week. Attach your bank account or a funding account and watch the money you save for your goals roll in.
Set your goals. Do something, go somewhere, pay off your debts, or just save money. You pick the type of goal, name it, and add how much money you need for it. You can also create a custom goal if none of those on the list are fitting. Add an inspirational cover photo and select whether or not the goal is only for you or other people as well. You can add a member to your goal from your contact list so that you can work on it together.
Create the rules. Create a rule for each goal to help you save. The Round-Up Rule helps you save when you pay, the Spend Less Rule helps you save when you spend less, the Guilty Pleasure Rule helps you save when you buy things you shouldn’t, the Set & Forget Rule saves a certain amount for you regularly, and the 52-Week Rule saves an accumulative amount over time. There is also an Apple Heath Rule for your fitness goals, IFTTT Rules if you use that app for activities, and a Freelance Rule to help you save for tax day.
Navigation and settings. With simple navigation along the bottom, you can view your goals and rules with quick taps. If you link a bank account check the Wallet section for account balances. Review all of your activity, as well as any members you have included, and see the dates and times. You can add a funding account in addition to a bank, use a passcode and Touch ID for security, and choose from five different notification options.
What is it about?
Qapital is a great concept and a handy app to help busy people save without thinking about it. Once you set up the goals, rules, and link your account, the automated transfers will take over. Whether you want to save for a vacation, a new computer, or pay off some of your debts, this app can help. There are no fees and there is no minimum deposit required.
For those who...
- Want to save money
- Want an automated money-saver
Not for those who...
- Do not want to connect their bank account
- Like to save money on their own
Why we love it
Set your own goals and rules to save money for the things you want or need the most with Qapital. Once you are all set up, money will be transferred automatically to your bank account using rules you decide, so saving becomes a no-brainer.
Qapital supports Siri commands
App Store Description
Qapital is the only mobile banking app designed to help you save better, spend happily, and invest comfortably with intuitive tools to help you take control of your personal finances. With nearly 7,000 five-star reviews, we’re committed to making money work for our users, not the other way around. On average, our users save $1,400* in a single year! What would you do with that extra cash?
•Automatic savings so you can get more done
With personalized savings goals and automatic savings rules, you can save money without thinking about it.
Purchases and other transactions made from your connected accounts and cards automatically trigger savings rules, getting you closer and closer to your goals.
Choose from any number of free in-app savings rules, take advantage of our Apple Health integration, or customize your own rules with our IFTTT integration (we have a few to get you started).
Once your goals and rules are set, you can watch your savings grow in real time.
•A checking account that helps you keep more of your money
Our checking account skips those traditional bank fees. There are no low balance, overdraft, or foreign transaction fees. Instead, you get a brand new Qapital Visa® Debit Card** to help you save while you spend.
You’ll have access to instant transfers between your Qapital goals and Spending account, and a Weekly Spending Target that helps you control your spending and budget so you can stay on track and reach your goals.
With Qapital Spending you’ll get:
- Direct deposit
- Interest on all of your accounts
- Weekly Insights
- Automatic bill payment
- Purchase notifications
- In-app temporary card lock
- Ability to set & reset your pin
- More to come!
•Personalized investment options to help you build more wealth. #comingsoon
Investing is now just as easy as saving with Qapital Invest. You can earn more toward your long-term goals with personalized portfolio recommendations based on your risk profile. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.
Just set your rules, comfortably spend with your Qapital Visa® Debit Card, and watch your investments grow.
•Bank level security and protection with you in mind
With 256-bit encryption, overdraft protection and FDIC-insurance up to $250,000, your money is safe at Qapital.
•A new banking experience, intelligently designed for you
Find your financial balance by using Qapital to help you save more, earn more, and reach your goals faster. Join our community of over 500,000 users dedicated to becoming their best financial selves.
* Average amount saved by Qapital users during 2017
** Issued by Lincoln Savings Bank, Member FDIC
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