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Save for the things you want the simple way.

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create


by Qapital, Inc.
Set your goals
FREE in the App Store

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create. Then attach a rule for each goal to help you save such as putting away a specific amount every week. Attach your bank account or a funding account and watch the money you save for your goals roll in.

Set your goals. Do something, go somewhere, pay off your debts, or just save money. You pick the type of goal, name it, and add how much money you need for it. You can also create a custom goal if none of those on the list are fitting. Add an inspirational cover photo and select whether or not the goal is only for you or other people as well. You can add a member to your goal from your contact list so that you can work on it together.

Set your goals
Create the rules

Create the rules. Create a rule for each goal to help you save. The Round-Up Rule helps you save when you pay, the Spend Less Rule helps you save when you spend less, the Guilty Pleasure Rule helps you save when you buy things you shouldn’t, the Set & Forget Rule saves a certain amount for you regularly, and the 52-Week Rule saves an accumulative amount over time. There is also an Apple Heath Rule for your fitness goals, IFTTT Rules if you use that app for activities, and a Freelance Rule to help you save for tax day.

Navigation and settings. With simple navigation along the bottom, you can view your goals and rules with quick taps. If you link a bank account check the Wallet section for account balances. Review all of your activity, as well as any members you have included, and see the dates and times. You can add a funding account in addition to a bank, use a passcode and Touch ID for security, and choose from five different notification options.

Navigation and settings

What is it about?

Qapital is a great concept and a handy app to help busy people save without thinking about it. Once you set up the goals, rules, and link your account, the automated transfers will take over. Whether you want to save for a vacation, a new computer, or pay off some of your debts, this app can help. There are no fees and there is no minimum deposit required.

For those who...

  • Want to save money
  • Want an automated money-saver

Not for those who...

  • Do not want to connect their bank account
  • Like to save money on their own

Why we love it

Set your own goals and rules to save money for the things you want or need the most with Qapital. Once you are all set up, money will be transferred automatically to your bank account using rules you decide, so saving becomes a no-brainer.

App Screenshots

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App Details

Finance Productivity
Last updated
September 24, 2018
Release date
March 14, 2015
More info
Qapital siri commands

Qapital supports Siri commands

What is my Qapital Spending balance
Transfer $10 from Checking account to Vacation goal in Qapital
What is my Qapital Spending balance
Transfer $10 from Checking account to Vacation goal in Qapital

App Store Description

Qapital is an easy-to-use banking app that allows you to manage your spending and save automatically. Get started today and save $1,400* in a year without any effort!

• Spend - Get a smarter checking account
Open a free checking account, get your Qapital Visa ® Debit Card** and take control of your spending habits. Direct deposit your salary, set up you weekly spending target and that’s it. You are now in charge of your spending! (And you get interest on all your Qapital accounts, pay bills, send checks, lock your card, set & reset your pin, etc. )

• Save - Put your savings on autopilot
With personalized savings goals and automatic rules, we help you save a little bit all the time so you don’t have to think about it.That’s it! You’re now on your way to stockpile your money.

• Invest - Let your money work for you #ComingSoon
Got big Goals? Start investing with Qapital and let your money work for you, so you can reach your goals faster! Investing is now finally as easy as saving and you are in charge of both.

• Bank level security
With 256-bit encryption, overdraft fail-safe and FDIC-insurance up to $250,000, your money is safe at Qapital and you can access them whenever you want.

– Does Qapital work with my bank?
Very likely. Qapital works with over 10,000 banks. Just download the app and see for yourself.

– Does Qapital work with Apple Health?
Yes! Qapital uses the Apple Health app, allowing you to set up savings rules that are triggered by your fitness activity, so both you and your finances stay in shape ;)

– Is it free?

– How do I pronounce Qapital?
Capital ;)

* Average amount saved by Qapital users during 2017
** Issued by Lincoln Savings Bank, Member FDIC

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