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Save for the things you want the simple way.

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create


by Qapital, Inc.
Set your goals
FREE in the App Store

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create. Then attach a rule for each goal to help you save such as putting away a specific amount every week. Attach your bank account or a funding account and watch the money you save for your goals roll in.

Set your goals. Do something, go somewhere, pay off your debts, or just save money. You pick the type of goal, name it, and add how much money you need for it. You can also create a custom goal if none of those on the list are fitting. Add an inspirational cover photo and select whether or not the goal is only for you or other people as well. You can add a member to your goal from your contact list so that you can work on it together.

Set your goals
Create the rules

Create the rules. Create a rule for each goal to help you save. The Round-Up Rule helps you save when you pay, the Spend Less Rule helps you save when you spend less, the Guilty Pleasure Rule helps you save when you buy things you shouldn’t, the Set & Forget Rule saves a certain amount for you regularly, and the 52-Week Rule saves an accumulative amount over time. There is also an Apple Heath Rule for your fitness goals, IFTTT Rules if you use that app for activities, and a Freelance Rule to help you save for tax day.

Navigation and settings. With simple navigation along the bottom, you can view your goals and rules with quick taps. If you link a bank account check the Wallet section for account balances. Review all of your activity, as well as any members you have included, and see the dates and times. You can add a funding account in addition to a bank, use a passcode and Touch ID for security, and choose from five different notification options.

Navigation and settings

What is it about?

Qapital is a great concept and a handy app to help busy people save without thinking about it. Once you set up the goals, rules, and link your account, the automated transfers will take over. Whether you want to save for a vacation, a new computer, or pay off some of your debts, this app can help. There are no fees and there is no minimum deposit required.

For those who...

  • Want to save money
  • Want an automated money-saver

Not for those who...

  • Do not want to connect their bank account
  • Like to save money on their own

Why we love it

Set your own goals and rules to save money for the things you want or need the most with Qapital. Once you are all set up, money will be transferred automatically to your bank account using rules you decide, so saving becomes a no-brainer.

App Screenshots

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App Details

Finance Lifestyle
Last updated
October 18, 2017
Release date
March 14, 2015
More info

App Store Description

You know that savvy friend who’s super good at saving money? Yeah, well, good for them. But we’re not all that person.

That’s why we built Qapital, a new way to bank that makes it easy to save money for the stuff that really matters to you. Our “Goal-focused” approach to checking and savings accounts makes smart money management effortless, motivating… Even a little fun.

Here’s how it works. Just pick a Goal (like a vacation to Iceland, paying off student loans, a new guitar, or all three). Then set up automatic ways to save for them. Rules like…

• Round up every purchase to the nearest dollar and save the change
• Save $20 every Friday
• Save the difference when you come in under budget at the grocery store
• Save $5 every 10,000 steps you take by connecting Qapital to your Apple Health app*
• Or anything else you can dream up!

All these savings go into your FDIC-Insured Qapital Goals account. One day you’ll open your app and say, “Holy crap I’m 90% of the way to Coachella tickets! When did I get so good at saving?”

You’ll also get an interest bearing checking account and the Qapital Visa® Card** – a debit card designed to help you track your day-to-day spending. You can save for your Goals whenever you swipe, see all your weekly spending and savings in one place, and easily transfer money between your Qapital accounts instantly.

Just like banks, Qapital comes with bill-pay, e-checks, direct deposit and top-notch security. UNLIKE banks, we don’t charge monthly fees (we think that money should go towards your Goals instead).

You, too, can be that savvy-saver that all your friends ask for advice.

So download Qapital. Set a Goal. Become a modern money master.

*Qapital uses the Apple Health app, allowing you to set up savings rules that are triggered by your fitness activity.

**Issued by Lincoln Savings Bank, Member FDIC