Identify price hikes and fraud/error in real-time through billSync’s alerts and reports.

Watch out for price creep! We’ll stay on top of vendors and save you $1000’s a year.

Reduce costs up to 90% by eliminating the need for manual data entry and bookkeeping work.

Entering, coding, and approving your bills has never been easier.

With the billSync app you can do it all on the go. Once you take a picture we will take care of all the entry, coding, and getting it into your accounting system. When you are ready to pay or approve a bill all you have to do is tap and we take care of getting the payment in the mail for you.

Save time, just take a picture.
One photo provides all the information we need to handle your bill so you don’t have to do a thing.

Avoid end-of-month freakouts.
If we see something unusual such as a new line item, crazy number of lettuce cases or hefty price changes we’ll let you know immediately.

Simplify your life. Have a team member take the picture.
Delivery? Snap a shot of your invoice, send it to us and be on your merry way. Multiple user permissions allow you to manage your business without doing all the work yourself.

Save your accountant some time- link billSync to QuickBooks/Xero!
Use QuickBooks? Xero? We can too. We can even split a bill by line items. We’re aiming for you AND your accountant to love us.

Off by a few boxes? Just mark through it.
If you spot an issue (a missing box of cups), just pencil it in before you snap the picture. We’ll do the math.

Forget about cutting checks and mailing payments.
No more leaving checks like a sitting duck for thieves. We keep records to make your life easier when it comes time to square up the accounts.

Set up intelligent auto-pay once.
Long day? You’ve been too tired to cut checks, but billSync never is. Just tell us your preferences, and we can handle the rest. Every time. If we see an issue we will remove it form the auto-pay queue!

Fort Knox.
We don’t joke around with security. Data centers with 24/7 security, two factor authentication, automatic backups and that is only the start.

The MB&T Mobile banking application empowers personal and business banking users with the latest technology to securely view, transact and manage your finances on the go. It’s fast, free1 and available to all of our online banking users and offers the following features and more!
• View account balances and transaction history
• Deposit checks quickly and securely from your smartphone or tablet2
• Transfer funds between accounts
• Send money to friends and family with real-time person to person transfers3.
• Pay bills quickly and easily with Bill Pay
• Manage all of your finances with our advanced Personal Finance Manager
• Locate the nearest branch or ATM
• Receive account alerts via text messages

Additionally, our business customers can take advantage of:
• ACH Payments
• Domestic & International Wires (in USD)

If you need assistance with our Mobile Banking, call (800) 348-0146 Mon-Fri (8am-6pm) and we'll be happy to help.

1Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages.

2For personal and sole proprietor accounts only. Mobile check deposit feature is subject to eligibility and further review. Deposit limits and other restrictions apply. Camera permissions are necessary to use the Mobile Deposit feature.

3Debit card required for real-time person to person transfers

Fees may apply for certain services. See Schedule of Fees and Charges for more details.

Use Xpress Bill Pay to pay your bills quickly and securely. We've partnered with your local city and other billing organizations to provide you with the simplest way to pay.

Getting started is as simple as selecting your billing organizations and looking up your account.

Features include:

- Never miss a bill again with auto pay
- Up to the minute account alerts
- Pay with your credit / debit card or bank account.