Wallio is a free, simple app to help you and your family stop overspending, get out of debt, grow your cash pile, eliminate the stress of money management, and achieve your financial goals. Our mission is to help you stop stressing about money and live a better, fuller life as a result. Why continue postponing your dream vacation and stressing about it? If you earn a paycheck – you already have the money to make your dreams come true! Simply stop overspending and get what you want! Life is short, so live it to the fullest! Get the things that really matter to you!
WALLIO IS SIMPLE
Wallio is built on simplicity. You will not see traditional budgeting tools. You will not be required to categorize your expenses. You will not see recommendations to cut your morning coffee. You will not be asked to open additional accounts. You will not be told to stop using your favorite credit cards. Wallio will help you stop overspending and get the things that matter the most without adding complexity to your life.
WHAT TO EXPECT
1) Connect all your spending accounts: checking accounts, credit cards, and department store cards.
2) Wallio will download and analyze your transactions, detect income streams and bills, and calculate your financial standing.
3) Understand how much you really earn, how much of your income goes to bills, and what is left to spend, guilt free.
4) Set your goals: a dream vacation, a motorcycle, or simply getting out of debt. Achieve them all!
FORMULA FOR SUCCESS
Wallio’s formula to grow your cash pile is simple: spend less than you earn. You don’t need to think about where, when, or how much money you spend. Occasional splurges are even welcome – with Wallio, you’ve got them covered, guilt free. Just don’t overspend routinely. Keep using your favorite credit cards with your favorite perks at your favorite places, while Wallio keeps you on track toward achieving your goals.
HOW WALLIO WORKS
Wallio follows one-week periods, from Monday to Sunday. At the beginning of the week, Wallio allocates an amount of money for you to spend when and how you want, guilt free. All bills and savings goals are factored in, so you don’t need to stress about them. Spend all the money you’ve been allocated and still grow your cash pile. If you don’t spend the allocated amount by the end of the week – save it toward your goal with one touch. If you overspent – you will get less money the next week. Wallio won’t let your dreams vanish and will help you grow your cash pile!
Wallio monitors your bills and warns you if one unexpectedly goes up. It also monitors for and notifies you of large or suspicious transactions, and calculates your safety rank. With Wallio, you can see upcoming income streams, bills, account balances, and transactions all in one place.
FROM WALLIO, INC
When you download and use Wallio, you agree to the Wallio Terms and Conditions https://wallio.com/terms-and-conditions
Account balances may not immediately reflect recent transactions.
Wallio currently connects to US and Canadian financial institutions only.