Bó Bank – Do money better

Bó is closing down. We will not be opening any more customer accounts. If you need help please contact Bó Support either through the app or via our website.

---
The Bó banking app and Visa debit card helps you do money better. We’re part of NatWest. Download and open a bank account in minutes. Over-18s and UK tax residents only.

Use Bó bank to help you spend less and save more. We can help you manage money. Get to know your spending habits with our spending tracker, create a budget and start saving money little by little.

There’s no need to switch accounts and no monthly fees. You must be 18 or over and a UK tax resident to open a Bó bank account.

Join Bó in minutes

• Open a bank account from your mobile - all you need is ID
• Say hello to the yellow – you’ll receive your Bó bank card in three days

Keep on top of your money with our spending tracker

• See how much you’re spending - and where- with Instant Alerts
• Know your bank balance is always accurate with Real-time Updates

Get to know your habits

• Use the spending tracker to see a breakdown by retailer and category
• Spot fishy transactions fast with everything logged on a map

Save little by little

• Create a Spending Budget to help you save towards your goals
• Manage money, set a Bó goal and save it in your Piggy Bank for something you really want - could be a new outfit, a treat for the kids, or a dream holiday

Spend like a local

• Free cash withdrawals from ATMs worldwide*
• Great Visa exchange rates and no added fees so your holiday money goes further

Safe and secure

• Lock/unlock your Bó card instantly from the mobile banking app
• Passcode security to protect your account

We’re part of NatWest

• Bó is part of NatWest. The money in your Bó bank account is protected up to a max of £85,000** by the FSCS, the UK’s deposit guarantee scheme
• We take your privacy seriously and will never spam you or sell your data

Disclaimers:

You must be 18 or over and a UK tax resident to be eligible for a Bó bank account.

*Although Bó does not charge you for ATM withdrawals, you may be charged by the cash machine operator

**If you have Bó and NatWest accounts, the maximum you could claim across all accounts combined is £85,000

If you lose or damage your card, we’ll replace it free of charge the first two times. But if you lose or damage it again before it naturally expires, we’ll charge you £5 each time to replace it.

The maximum you can have in your Bó account is £20,000. The maximum you can have in your Piggy Bank is £20,000. The maximum payment you can make is £5,000 and the most you can spend on your card in one go is £3,000. You can withdraw up to £1,000 in cash on a 30-day rolling period following the date of your first withdrawal. The most that you can withdraw per day is £500.

By downloading Bo mobile banking app, you are accepting our terms and conditions. You can find these at wearebo.co.uk/terms-and-conditions. We recommend that you print a copy of these terms and conditions and our privacy policy for your records.