India1

India1 App provides its users an access to manage India1’s loyalty reward program and enjoy the benefits of the same. It also provides them an access of financial products such as personal loans, two-wheeler loans, gold loans, farm equipment loans, insurances, credit cards, EMI cards, credit report, utility bill payment & saving products such as fixed deposit and digital gold from reputed partners including aggregators, banks & NBFCs, insurers, credit bureaus etc.

Who are we?
India1 Payments Ltd (formerly BTI Payments Pvt. Ltd.) is promoted by The Banktech Group PTY LTD & BTI Payments Singapore PTE LTD and was incorporated in the year 2006 and subsequently invested by India Advantage Fund S3 I, a fund managed by ICICI Venture Funds Management Company Limited in 2013. India1 is the largest White Label (SURU) ATM brand in India.


We have deployed 12,000+ ATMs across 16 states in semi urban and rural markets in last 8 years and we are the preferred destination for cash withdrawal in these locations.
We are the only player in market with a loyalty program for ATM transactions. We offer reward points for every transaction on India1 ATMs to the loyalty program registered customers.
We have more than 5.5 million registered loyalty customers under “Cashback by India1” loyalty program who are enjoying the benefits of loyalty program.

#We have partnered with Muthoot Finance Limited, RBI registered NBFC to offer personal loan to our users (https://www.muthootfinance.com/personal-loan).

What you can do through India1 App:

• Access to loyalty program
• Redeem your reward points as cashback (for which bank account details or UPI id details will be required)
• Redeem your reward points as mobile recharge (for which contacts access will be required)
• Earn Referral bonus (for which contacts access will be required)
• Locate nearest India1 ATMs (for which location access will be required)
• Apply for instant Personal Loans Online through RBI regulated NBFCs giving instant decision and quick disbursal on approval.
• Apply for instant-approval Credit Cards
• Apply for two-wheeler and four-wheeler insurance.
• Pay your utility bills.

Important Points to consider before applying for a Personal Loan:

* Loan Amount: Minimum 10,000 to Maximum 10 Lakhs
* Repayment Tenure: Minimum 12 Months to Maximum 60 Months
* Rate of Interest / Annual Percentage Rate (APR): Minimum 10.5% to Maximum 35%
* Processing Fees: Rs. 500 to Rs 3% of the Loan Amount

Example:

Personal loan of Rs. 2 lakhs at an interest rate of 15% (reducing balance basis) for tenure of 3 years, the EMI will be Rs. 6,933. The total payout here would be:

Principal Amount: Rs 2,00,000
Interest Charges (@15%): Rs 49,590
Loan Processing Fees (@3%): Rs 6,000
Total Amount paid after 3 Years: Rs 2,49,590

*Interest rate and processing fees varies as per the product depending on the lender's policy.

For more details, please visit our website at https://india1payments.in/ or reach out to us at marketing@india1.co.in in case you need any assistance or have any queries regarding any of our products. We are happy to help you.