Adro USA

At Adro, we believe in making financial services accessible, even without an SSN. If you’re coming to the US to work or study, we’ve got you covered even before you move, with best-in-class checking, savings, and credit accounts that you can open and pre-fund from home. Skip the line at the bank and check this important step off your to-do list ahead of time.

● No Social Security number required
● Start the process even before you have your U.S. address and phone number
● Access and use cards digitally as soon as you land in the U.S.
● No hidden fees:
● FDIC-insured

Adro Secured Credit Card
● Earn 1% cashback on all purchases
● Start building credit early, while you wait for your SSN to be issued - once you get an SSN, we will retroactively report credit back to your first card transaction
● Access to benefits through Mastercard, including ID Theft Protection, Zero Liability Protection and emergency assistance with Mastercard Global Services

Adro Checking Account + Adro Debit Card
● For every $2,500 in net new deposits, earn a $10 bonus when the funds remain in your account for at least 90 days, to help cover any foreign exchange fees
● 2 free ATM withdrawals per month, from any network (up to $10 value)
● Digital-first, mobile-friendly:
● Adro Debit works with Apple Pay
● Send and receive money with Venmo