AppoPay

Appopay is the next generation of digital wallets providing secure, real time transactions with multi-currency features. The Wallet not only stores your confidential information such as passwords, credit and debit cards, loyalty cards and other sensitive information securely it also gives you the ability to use your funds anyway you want without the security concerns of carrying cash in your pocket. By simply going online at www.appopay.com and opening a Appopay account and funding it, you have the convenience of secure omni-channel access 24/7 to your money any time anywhere. Appopay next generation of transactional technology brings together, in one application both online and through your mobile, all the functionality of Digital Wallets + Digital Banking, + Digital Payments + Digital Money Transfer. Your Appopay account gives you the ability to shop on line or in the store, have funds deposited in real time into your wallet through ACH, EFT, Credit or Debit Card or pickup money sent to you at agent locations across Latin America, pay bills one off or setup recurring payments plus top-up your or a family members mobile airtime, send money to friends and family through email money (with multicurrency availability), ACH, EFT, or at network sending locations. And for those times you need cash use your wallet to get cash at network ATM’s or at Partner and Agent locations.
The Wallet allows payments to be made from virtually anyone to anywhere in the world with multi-currency solutions including P2P, B2C, B2B, e-money, wireless and prepaid debit cards. If you have embraced debit cards as a convenient and secure alternative to cash Appopay has a solution for you as well. Appopay will issue you a prepaid debit card that can be tied directly to your Account. You can use your prepaid debit card to withdraw cash from any ATM or make purchases (pin-based transactions) from any merchant displaying the Coop Red network logo. All cardholders can access their card balance and transaction history online at Appopay’s website – www.appopay.com Safety: Every time you hand over your credit/debit card or use net banking to pay, your identity and financial information is visible. However when you use Appopay to make your payment or purchase, your actual credit card numbers or bank details are never shared with merchants. Appopay provides a security barrier that can be in the form of passwords, biometrics or other security features. If your Wallet is compromised then the only amount of harm that’s possible is limited, as your bank account can’t be touched.