axio: BNPL & Personal Loan

add axio. add life.

With axio you get exclusive access to Buy Now Pay Later (BNPL) options across a network of 4000+ esteemed merchants. You also get to experience our exclusive Personal Loan product, crafted to help you achieve your dreams and aspirations.

▶ Why axio?

Simple and intuitive, the axio app brings to you our three industry-leading products:

axio Pay Later - our buy now pay later (BNPL) credit facility helps you transform your purchases into affordable EMIs, ensuring a planned and manageable approach with which you can control/manage your finances. Accessible on the axio app, tracking and staying informed has never been easier.

Achieve your aspirations and live your dreams with axio Personal Loans, because we know some things can’t wait. Gain access to exceptional loan options, effortlessly monitor EMIs, and receive timely repayment reminders.

Explore categories across brands you love with the axio Shop feature. Discover the best offers and the convenience of paying with affordable EMIs. Stay informed about the status of your purchases and EMIs on the app.

▶ axio Pay Later

Experience a seamless credit facility that empowers your personal growth. With our carefully designed buy now pay later (BNPL) feature, you can enjoy the convenience of flexible EMIs ranging from 3 to 36 months*.

Hassle-free credit
Available at over 4000+online merchants
No-cost EMIs*

▶ axio Personal Loans

Whether you're looking to have an adventure, or investing in personal development, axio personal loans are specifically designed to help you achieve success. Exclusively available to our valued customers, axio personal loans are specially designed to make you win in life.

Avail up to 4 lakhs
Zero pre closure charges*
Fully digital process

▶ axio Shop

Experience the best in life with top-tier brands across every category on the axio Shop. Purchase apparel, electronics, furniture or even travel on easy EMIs. Exclusively on the app.

Shop from a variety of categories
Partners with over 4000+ brands
Easy EMIs


EMIs

*Interest rates for axio loans start from as low as 14% & go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2%(+GST) is also applicable on each disbursal.

A representative example: If you take a loan of Rs. 1 Lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months - your EMI will be around Rs. 4,849 & the processing fee would be Rs. 2,000(+360). Total cost of the Loan would be Rs.1,18,728

Credit offered by Axio Digital Pvt. Ltd. (formerly known as Thumbworks Technologies Pvt. Ltd.) on the axio app is facilitated by RBI-registered NBFC CapFloat Financial Services Private Limited.

▶ About axio

Axio Digital Pvt. Ltd. is not directly engaged in money lending activities & only provides a digital platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) or banks or via co-lending arrangements. https://axio.co.in/corporate-information/

axio (formerly known as Capital Float, Walnut & Walnut 369) is the brand name of CapFloat Financial Services Private Limited, an NBFC registered with the RBI.

CapFloat Financial Services Private Limited is a founding member of the Digital Lenders Association of India (DLAI), whose members strive to ensure fair lending practices in the country. DLAI's Code of Conduct can be found here -https://www.dlai.in/dlai-code-of-conduct/

For more info, please write to us at ask@axio.co.in or refer to https://axio.co.in/about-us/