Blue & Cream Card

The Blue & Cream Card LLC is the banking app that is ROOTING FOR YOUR FUTURE

Say goodbye to check cashing and take charge of your money

No overdraft or hidden fees*

Open an account in minutes



The Blue & Cream Card LLC is a financial lifestyle brand, not a bank. Banking services are provided by Webster Bank N.A., (Member FDIC) through BrightFi LLC, a financial technology company.



Did you know that in 2020, banks made $12.4 BILLION in overdraft fees?! This type of predatory lending has caused millions of people to lose access to their bank accounts.



We never charge overdraft or any other hidden fees that so often put accounts in the negative. At The Blue and Cream Card LLC, we believe that everyone has the right to financial security. Through financial literacy tips and tools, we encourage positive money habits that pave the way for your future.



Take charge of your money with technology and security features that keep you and your money safe. Immediate access to direct deposits, quickly and securely send money to friends and family. “Shady charges? Can’t find your card?” Block your card with a single tap, all in the palm of your hand.



WHAT YOU PAY

A monthly subscription fee of $7.95



WHAT YOU GET

Account for everyday spending
Deposits held by Webster Bank, N.A., and FDIC-insured up to $250,000
Mastercard Debit Card
Immediate access to your money with mobile check deposit
Savings Jars to put money aside for future expenses and goals
Transfer money to friends and family within Blue & Cream Card at no extra cost
Bill Pay features
No overdrafts
Live customer service from our Customer Support Specialists in English and Spanish
Financial literacy program


BANKING FOR EVERYONE

The Blue & Cream Card LLC DOES NOT require:

Credit checks
ChexSystems validations
Minimum balances
Minimum funding amounts to open an account
Eligibility requirements for using Mobile Deposit


Here’s how the application process works:

1. Download the Blue & Cream Card app

2. Grab your government issued photo ID (you’ll need it to verify your identity)

3. Open the app, sign up and get approval in minutes

4. Fund your account by depositing a check with your smartphone or filling out a direct deposit form in the app and sending it to your employer

5. Activate your card when it arrives (usually 7-10 business days)

6. Check out our FAQs section to learn more about how The Blue & Cream Card can work for you



Questions about signing up or want to learn more? Please visit www.blueandcreamcard.com or call our Customer Support Specialists at (833) 4-BLUECRM Or (833) 425-8327



Your privacy and security are important to us. Please check out our privacy policy at

www.blueandcreamcard.com/policies/

------

Banking services are provided by Webster Bank, N.A., Member FDIC. The Blue & Cream Mastercard® Debit Card is issued by Webster Bank, N.A., pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.



*Out-of-network ATM withdrawal fees apply. ATM withdrawals within the Moneypass ATM network are included at no extra cost. Other fees such as third-party fees may apply.