Cash Advance App - Loan Lounge

Need a fast cash advance? Loan Lounge is here to help.

Whether you’re facing an unexpected bill, managing a gap between paychecks, or simply need financial breathing room — Loan Lounge makes it easy to borrow money securely and confidently.

As a licensed tribal lender, we primarily fund loans directly — offering fast, flexible, and secure lending under tribal law. However, in rare cases where we’re unable to approve your application, we may refer you to one of our trusted, fully licensed partner lenders. That way, you still have access to potential funding, even if it’s not directly from us.

Forget bank lines and piles of paperwork. With Loan Lounge – Cash Advance App, you can request a payday loan anytime, anywhere — right from your phone. Our app is backed by a licensed tribal lender and offers both direct funding and access to a network of trusted partners

WHY CHOOSE LOAN LOUNGE?
Fast & Simple Process
Submit your loan request in minutes. Just a few taps, no physical documents, and no unnecessary steps.

Available 24/7
Life doesn’t wait, and neither should you. Our app is open day and night for your convenience.

No Hidden Fees
It’s completely free to use the app and submit a loan request. There are no hidden charges — ever.

Smart Tribal Lending
We are a licensed tribal lender, meaning we operate under federal and tribal law, giving us the flexibility to provide cash advance services in a way traditional lenders can’t.

HOW IT WORKS
Open the app and complete a short form
Choose the loan amount you need
Get a real-time decision
Receive funds as fast as the same day*

WHO CAN APPLY
You may be eligible to apply if you:
Are at least 18 years old
Have a steady source of income
Have an active checking account
Are a U.S. citizen or permanent resident

We serve all credit profiles — from great to no credit. Our goal is to help more people access instant cash advance options without judgment.

Representative Example

A representative example of the total loan cost (all applicable fees are included):
Loan amount - $1,500; loan term - 4 months; APR - 29%. Your monthly repayment is $397.93.
- The total amount payable is $1,591.71.
- The total interest is $91.71

This is only a sample. Terms vary by lender, state laws, and your financial background.

LOAN TERMS & RATES
Loan amounts: $50 – $5,000
Loan terms: Typically 65 days to 2 years
APR range: From 5.99% to 35.99% (for longer-term loans)
No hard credit check to check eligibility

We’ll always show you full terms before you accept an offer, including fees, repayment schedule, and total cost of borrowing.

BEFORE YOU BORROW
A loan can help in emergencies, but it’s also a responsibility. Be sure to borrow only what you can repay. Consider:
Your repayment ability on the due date
Whether this is a short-term or recurring issue
Alternative solutions if available
Loan Lounge is committed to responsible lending and helping you make informed financial decisions when requesting a cash advance or payday loan.

MATERIAL DISCLOSURE
The app itself is free to use. Loan terms, interest rates, and fees are determined based on your application and may vary depending on your financial profile and applicable tribal laws. As a tribal lender, we primarily provide loan offers directly. However, if you do not meet our lending criteria, we may refer you to one of our licensed partner lenders. All lenders we work with operate transparently and in compliance with applicable laws.

We are a tribal lender operating under sovereign tribal laws. Loan products may not be available in all states.

Download Loan Lounge – Cash Advance App today
Experience how simple and fast it is to borrow money directly from your phone. Whether it’s for an emergency, a short-term gap, or just peace of mind, Loan Lounge is your trusted source for instant cash advance solutions and flexible payday loans.

*Funds may be deposited as soon as the same business day, depending on your bank