Cash Predict | Budget Forecast

Micromanaging expenses is ancient thinking.
Cash Predict is all about your present and future.

Motivation
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Expense tracking apps focus in your past: only promoting buyer's remorse.
They want you to believe that's how everybody manages their money: it’s not.

Cash Predict keeps you looking to the future: before you actually spend your money.
Tweak your expenses / savings now, and see the money you can build 3, 6 or 12 months out.

How does Cash Predict work?
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Cash Predict is never about the past, always about the present and the future. The present is represented by your accounts' current balances, and the future is represented by the income you expect to receive and the bills you've committed to pay.
1. Insert your accounts (Cash, Savings, Credit, Debt).
2. Schedule your recurrent income, expenses and investments.
3. Get alerts when recurrent become due.
4. Mark your recurrent as received / paid.
5. Keep your accounts' balances updated to reflect small daily expenses.

What's Cash Predict about?
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Instead of telling how and where you spent your money, it tells you things like:
• When you'll payoff your debts, if any.
• If and when there won't be enough money for paying your bills.
• If you can afford an unexpected expense.
• How long is gonna take to achieve short term goals.
• How much money you can save by sticking to your budget.
• If your net worth is growing or shrinking.
• If your budget is balanced as it should.
• And a lot more.

What's Cash Predict NOT about?
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• It's not about spying on you nor selling your financial information.
• It's not about micromanaging your past expenses.
• It's not about torture by remorse.

How about your privacy?
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• Your data is stored exclusively on your devices and on iCloud.
• There's no need to create a user account: you're totally anonymous to us.
• Keep your data to yourself: we don't have or sell your financial information.

Many exciting features!
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• Onboarding assistant - Effortless setup accounts, income and most common expenses and investments.
• Dashboard - Beautiful, elegant and easy to understand charts and reports depicting all your financial future.
• Accounts - Keep track of accounts' balances, set savings goals and original debt, credit cards usual spending and statements closing date, and more.
• Recurrent - Schedule recurrent income, expenses and transfers; assign categories, configure frequency, steady or limited number of installments, and more.
• Bill reminder - Configure up to two alerts for upcoming recurrent and the best time of the day.
• iCloud Sync - Automatically synchronizes your data between all your Apple devices.
• Simulations - Easily disable / enable recurrent and immediately see the impact of a salary increase, committing to a new expense, saving more money, etc, on the future of your budget (up to one year in the future).
• System widgets - Keep an eye on your finances and upcoming recurrent without having to launch the app.
• Search - Easily find accounts and recurrent (both paid and scheduled).
• Reinforced security - Protect your data with a pin, and unlock using FaceID / TouchID (device specific).
• Export to CSV - Access all your data on a spreadsheet.

Plus subscription (not required to use Cash Predict):
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• Ads-free experience.
• Support the development of more exciting features.
• Payments will be charged to your App Store account.
• Account will be charged for renewal within 24-hours prior to the end of the current period.
• Auto-renewal may be turned off at any time after purchase by visiting iOS / macOS subscription settings.

• Cash Predict Privacy Policy: https://cashpredict.app/privacypolicy.pdf 
• Terms of service: https://cashpredict.app/termsofservice.pdf