CashFlow Manager

Santander allows you to connect all your business bank accounts, even non-Santander accounts, onto the CashFlow Manager by Santander | tomato pay app, so that all your finances sit in one place.

Within the app, Santander’s partner - tomato pay - who supplies the payment functionality, provides a QR-code based payments functionality so that you can request and receive payments in just a few clicks.

Key features:

* Connect all business bank accounts, even non-Santander accounts: Simplify your day-to-day financial management. Check all your accounts in one sleek view.

* View all incoming and outgoing transactions from connected accounts: Clearly see all of your transactions across all accounts in a holistic view.

* Transactions are automatically analysed and categorised: Receive a customised cash flow forecast, and make informed decisions on your business’s finances.

* Easily request and send payments using tomato pay: Hygienic, mobile and completely card-free. No need to ask for a person’s bank details when sending a payment link and no set-up necessary. tomato pay is ready for use immediately, be it at in-person and online checkouts, or to create and receive invoices.

* Payments are settled instantly: Receive money almost instantly into your account, and improve your cash flow.

* No chargebacks or card fees: No more card minimum at the till; any amount is possible and no refund fees. A much fairer way to collect revenue, and a fairer, more ethical way for your customers to pay you.