Clarem

Tired of the 9-5 grind? Want to reach financial independence with real estate? Clarem provides you with personalized plans to acquire and pay off real estate properties, ultimately paving the way towards your financial independence. Designed for everyone, Clarem empowers you to make your money work for you.

Clarem analyzes your unique circumstances and offers you step-by-step plans to help you save for properties, decide which property to purchase and when, and optimize your mortgage payments and payoff schedules. By minimizing interest costs, Clarem accelerates your journey toward debt freedom.

Whether you are new to your financial independence journey or already managing multiple rental properties, Clarem can save you money and expedite your progress towards your passive income goal. Remember, building wealth through real estate investments can be a powerful way to secure your financial future!


Key features:

1. Monitor Current and Future Passive Income: Set goals for passive income and visualize your progress.
2. Countdown to Milestones: Whether it’s buying a new property, paying off an existing one, hitting your passive income goal or becoming debt free.
3. Scenario Simulation: Explore different strategies based on your risk appetite—whether you prefer rapid results or a balanced approach.
4. Optimal Property Purchase: Acquire the property that will boost your passive income.
5. Efficient Property Payoff: Prioritize paying off properties with the highest interest rates to minimize costs.
6. Manage All Your Real Estate in One Place: Keep all of your properties financial information organized in one place.
7. Visualize your progress: Enjoy graphs showing your home equity growth, passive income growth and debt payoff plan.
8. Activate Pay down Mode: Pay off existing debt without acquiring new properties.
9. Receive Daily Inspirational Quotes - Feel empowered on your journey to financial independence.

Here is how it works:

1. Download the Clarem App: Begin your journey toward financial independence by downloading the Clarem app. It’s your gateway to financial freedom.
2. Set Your Passive Income Goal: Determine how much you want to earn from your real estate endeavors. Whether it’s covering living expenses or building wealth. According to data from the U.S. Census Bureau, the average passive income is $4,200.
3. Optimize Your Mortgage Payments: If you own a home or investment properties, Clarem will fine-tune your mortgage payments to maximize interest savings.
4. Acquire Your Dream Properties: Input estimated prices, rent, and financing assumptions for the properties you’ve been eyeing. Clarem will guide you toward the most optimal ways to acquire and payoff new properties to boost your passive income.
5. Invest at Your Own Pace: Whether you’re intrepid or risk-averse, Clarem offers strategies tailored to your personality. Go full speed ahead or take it slow and steady.
6. Embark on Your Journey: With Clarem’s step-by-step plans, efficiently acquire and pay off properties, paving the way to financial independence.