Credit Direct Loan App

Do you need a quick loan of up to N2,500,000? A loan disbursed within 1 hour with no guarantor and minimal or no documentation? Look no further; just download the CREDIT DIRECT mobile app today and get paid Sharp Sharp!

It’s so easy and fast, here is what you need to do:
• Download the Credit Direct Mobile app from your Play Store or App Store
• Complete your loan request within 5 minutes
• Your request would be approved in minutes
• You get to review and accept your loan offer electronically by clicking a button
• And GET PAID instantly!

Our loans are for Public & Private sector Employees, and the accessible amount ranges from N20,000 to N2,500,000 (for Public Sector Employees) and N100,000 to N1,000,000 (for Private Sector Employees).

Being the pioneer unsecured lender in Nigeria, Credit Direct understands the need to ensure that it’s customers’ Peace of Minds are always enabled. This is why its loan features are customised to suit you!

Have a quick look at our tailor-made loan features:

• Fast access to loans from N20,000 to N2,500,000
• Automated and seamless application process
• Pocket friendly repayment terms- 3-to-36-month tenor arrangement for Public Sector Employees and 3 to 12 month tenored loans for Private Sector Employees

• No collateral or rigorous documentations required
• Low interest rates
• Our dealings are transparent, and customer focused
• Full loan repayment period is more than 60 days
• You’d have the full access and warm support of our Customer Success team. Call them today on 014482225 or email: contact@creditdirect.ng


About Credit Direct Limited.

To know us, is to love us! Why? Because we enable peace of mind.

Credit Direct Limited is a leading innovation-driven financial services company based in Lagos, Nigeria with branches spread across the Country. We pioneered the unsecured micro-lending space in Nigeria and are positioned to be the dominant market leader in the Country and beyond.

Our services are hinged on a partnership with employers and our customers to provide friendly innovative loan products while our various repayment options give our customers the freedom, flexibility, and confidence to enjoy their lives. Our services are trusted by over 300,000 active customers, who access up to N5,000,000 worth of Sharp Sharp loans daily.


Worry less; live more. Experience peace of Mind without worrying about your finances with Credit Direct Limited.


Credit Direct Interest Rate and Loan Repayment

Credit Direct loans are from N20,000 to N2,500,000, with 3-to-36-month repayment arrangement.
Our interest rate ranges from 2.85% to 4.95% flat, and the Annual Percentage Rate (APR) is 34.2%
Depending on the employee category and organisation, accessible loan amounts, tenors and rates may vary, however, still within the stated range.

Representative Example:

• Loan amount: ₦500,000
• Tenor: 12 months
• Monthly Interest Rate: 2.85%
• Monthly Repayment: N 52,813
• Total Amount Payable: ₦633,761.

Customer information security and privacy:
Credit Direct Limited is committed to protecting the privacy of your personal information whilst striving to provide the very best user experience. The Credit Direct app is secure to use, and we will not share your information with third parties without your consent. The App has been developed using the best security and privacy standards to ensure absolute data security.


It’s very easy to reach us
• Our website is www.creditdirect.ng
• You can call us on 014482225
• Email contact@credidirect.ng or resolutionsteam@creditdirect.ng
• Chat with us on WhatsApp 09070309430
• You can also chat us up directly on our website www.creditdirect.ng
• Follow us on social media, to view lots of engaging contents and stand a chance to win from our draws and give aways:
o Facebook: https://web.facebook.com/creditdirectltd?_rdc=1&_rdr
o Instagram: https://www.instagram.com/creditdirectltd/