Creditea

What is Creditea?

Creditea is all in one: digital wallet, payment card, best mobile banking app you have ever seen, cash options and credit, just to make all fit in your pocket and close to reach. And we don’t stop just here. When becoming our loyalty program user, we have multiple
daily special offers for you, as well as the cashback on money you spend. Download our FREE application and start using that on the go.

Apply for payment card if you wish, or order a virtual card

Why do I need Creditea?

Because Creditea makes it easy and smart to manage your daily finances. Download the free application and open a Creditea account in minutes from your mobile phone, and get a complete set of payment tools. All your day-to-day transactions are easily managed from Creditea’s mobile app - check balances, pay bills, request payments, distribute them, shop online or pay with a card wherever you want, and use a credit line if you need it.

IBAN Payment Account:

Make and receive payments, fully manage and download account statements for all transactions in your mobile application.

Mastercard Debit Card:

Order a Mastercard debit card by mail. The card works both in your local country (Finland,Latvia) and abroad. Change and set card settings and limits at any time, activate or deactivate the card - all from the mobile app. Don’t worry about forgetting your card’s PIN, as you’ll always see it in the app.

Virtual Card:

With a virtual card, you can shop securely online right away, as it will be available at Creditea’s site as soon as you open your account.

Loalty program:

Join to our unique loyalty program and earn 1% cashback from all your transactions! We will also reward you for paying your credit line invoices on time and much more.

Marketplace:

Find all the best discounts for global and local web shops all in one place!

Credit line:

Inside Creditea app you can apply for a credit line in easy and hassle-free manner – and fully manage it from your mobile app. The credit line is charged only when the money is used.

Safety:

Each time you use your card, make transactions to your payment account, or use a credit limit, the app will notify you immediately. When making online purchases, Mastercard 3D security process is used for additional layer of security. And you can confirm everything with your touch of face ID – or choose to use your personal PIN code.

How do I start using Creditea?

You don’t have to go to the branch or wait in line to start using Creditea - everything happens on your mobile phone. All you need to open an account is securely identify yourself online and start exploring.

Background Forces for Us

Creditea is backed up by IPF Group that has a long history in financial industry, dating back to late 19th century of England.
Today we know IPF Group by its good reputation in monetary services and high rates in London Stock Exchage. We feel safe, so can you, with us! We believe that digital lifestyle is a great benefit for planet Earth, so we give our support by saving it with going paperless and fully online yet secure.
We promise to take good care for you and the power of decisionmaking processes are back to your hands again. As it should!
Do every transaction including money request, personal credit options and monitor your balance and financial spending in app.