Denizen Financial

Bank beyond borders with Denizen’s global account for expats. Use your money anywhere, without annoying transfers. Worldwide card with no added fees and direct local payments.

Banking does not work properly for Expats and others living abroad or working across countries and currencies. We’re a team of expats on a mission to fix it. We have built Denizen from the ground-up to solve the problems we face simply using our own money across the geographies we live in. We’re making banking borderless, faster, easier, and more transparent

Denizen is different from traditional banks and digital banking apps designed for travelers. Denizen gives you a global account (when eligible) which acts locally in both the US and EU to enable local ACH and direct debit to use for paying bills, along with a debit card with no added fees. US routing and account and EU IBAN numbers mean payments for rent, bills, and life’s other expenses in different countries are faster, and easier with Denizen’s simple mobile app. Denizen helps you bank globally with no minimum balance, no incremental fees on ATMs, transparent FX rates, and no transfer fees with linked accounts.

GLOBAL ACCOUNT, LOCAL TRANSACTIONS
Use your money anywhere, without annoying transfers between your accounts. Not just a worldwide card, but local direct debit in different countries.

US ROUTING AND ACCOUNT + EU IBAN = PAINLESS ACH & DIRECT DEBIT
US routing and account and EU IBAN numbers mean local payments for rent, bills, and life’s other expenses in different jurisdictions are cheaper and easier with Denizen.

WORLDWIDE ACCESS, WORLDWIDE LOW RATES
From Paris, France to Paris, Texas. Your Denizen debit card works all over the world.

Banking services in the U.S. are provided by Compass Bank, member FDIC. BBVA Compass is a trade name of Compass Bank. The Denizen Visa® Card is issued by Compass Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Banking services in EU are provided by Wirecard Bank AG, from Munich, Germany. The Denizen MasterCard® Card is issued by Wirecard Bank AG.

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We’d love to hear what you think about Denizen. Reach out to our support team support@denizen.io.