ePlata

ePlata is a multi-currency digital wallet that provides a full breadth of services, including peer-to-peer transfers, cross-border money transfers, FX conversions, linked ePlata Visa debit card, bill payments, secondary sub-accounts and more. Note: Important U.S. state licensing information is below.

Send and Request Money (P2P)

ePlata users may send money to or request money from other users free of charge. All transfers are executed instantaneously.

Cross-Border Money Transfers

ePlata users may send funds to family and friends instantly between the United States and Mexico with $0 in transfer fees (limited FX currency conversion costs apply).

Real-Time Currency Conversion

ePlata users may convert currency at any moment, whether prior to sending money to family and/or friends, paying a bill or simply creating a balance of multiple denominations. ePlata users may hold funds in multiple currencies, including: U.S. Dollar, Mexican Peso, Euro, Canadian Dollar, British Pound and more.

Get a Linked ePlata Visa Debit Card

ePlata users are eligible for the ePlata debit card which is linked directly to a user’s ePlata account and can be used anywhere that Visa is accepted.

Pay Bills

ePlata users may pay bills immediately to a wide variety of essential service providers, including: utilities (gas, electric, water) and cable television. ePlata users can even make bill payments on behalf of their family and/or friends living in another country.

Reload Phones*

ePlata users may "top-up" their mobile phone plans with the leading carriers in that country. Like the bill pay option, ePlata users can make plan payments on behalf of their family and/or friends living in another country.

Secondary Sub-Accounts

ePlata users can create secondary sub-accounts within their main ePlata user account that can be used to separate funds for special purposes.

* Currently available in Mexico only, additional jurisdictions forthcoming.

IMPORTANT: ePlata is a licensed money transfer agent in the U.S. state of IL. Please do not attempt peer-to-peer transfers via the ePlata Cash Account if you do not reside in a licensed state or a country that does not prohibit its use.