Fintern - Borrowing Reinvented

Fintern offers personal loans of £1,000 - £7,500 in the UK, with a loan duration of up to three years. Representative 18.8% APR (variable) on loans. Maximum APR offered 18.8%.

Fintern is a different kind of consumer lender. Our mission is to massively increase access to low-cost, fair and flexible loans in the UK. We are doing this by taking a different approach to lending. We connect the dots in your live transaction data, ignored by traditional lenders, so we can offer more people low cost loans. We instantly give you an accurate view of how much you can repay monthly, and show you how to lower borrowing costs.

- Use Your Data to Borrow for Less: We give low-cost loans because we analyse your financials smartly to allow you to qualify for low rates.

- Based on you, not your credit score: Loans are based on how much you can afford to repay every month. We don't exclude people with limited or poor credit history. Instead we help you define a sustainable repayment plan.

- Enjoy Unrivalled Flexibility: You have full control and can easily change your repayment plan at any time if your circumstances change. Fees and conditions apply.

Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £71.66. Rate of interest 18.8% p.a. (variable). Representative 18.8% APR (variable). Total amount repayable £2,579.56. Credit is subject to your individual financial circumstances and borrowing history. Failure to keep up with repayments may impact your credit score and therefore your ability to access credit from other lenders in the future.

Please see our privacy policy for further details of how we use our customers' data: https://fintern.ai/privacy

Fintern is authorised and regulated by the Financial Conduct Authority, firm reference number 929244