FloatMe: Fast Cash Advance

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Fast cash advances directly to your bank account and more. Membership is only $3.99/month. ‍No credit checks. No interest. No request for tips ever. No problem. Repay when you get paid or can afford it.*

Pay bills, get gas, or buy groceries. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We’ll expedite your Instant Float within minutes for a small fee. Instant Float fees vary - $10 Instant Floats have a $3.00 fee, $20 Instant Floats have a $4.00 fee, $30 to $50 Instant Floats have a $5.00 fee, $75 Instant Floats have a $6.00 fee, and $100 Instant Floats have a $7.00 fee.*

FINANCIAL FORECAST
Introducing the Financial Forecast. Get a smart look ahead that calculates your likely available balance based on your recurring and routine expenses and your projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we’ll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

OPPORTUNITIES
With Offers, you can find recommendations from our growing list of partners to either help you save or make money.

SPENDING INSIGHTS
Get to know your money with spending category insights at your fingertips. FloatMe’s handy chart presents a quick view of your transactions.

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards or Chime and Varo accounts.

ABOUT US
FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and a suite of tools designed to help members earn, manage, and save money.

Questions? You can contact us through our support portal at: www.floatme.com/support

* Cash Advances:
Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $3.99/month and provides access to FloatMe’s suite of financial products and services. Instant Float fees are not included in the monthly membership cost and are optional. Not available in all states. Advances are not loans and have no mandatory min or max repayment period. Money advanced has 0% max interest.

Example 1: If you accept a $50 Cash Advance to your external via ACH, there is a $0 transfer fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 instant delivery fee, then your total repayment amount will be $55.

As of October 1, 2023, Cash Advances or "Floats" are not available to Connecticut residents.

FloatMe is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance