Fund Patch

The application is designed to facilitate the financial management of users, especially those who are retired or planning to retire. The application has a number of useful functions that will help you take into account monthly expenses, manage debts and evaluate the possibility of taking out a loan.

The main functions of the application:
Pension accounting:
- The user can specify the amount of his pension based on the available data.
- It is possible to add permanent monthly expenses, which will be automatically taken into account when calculating available funds.
- The main page of the application displays the total amount of expenses and a currency panel for quick viewing of the current financial status.
- It is possible to add individual expenses for more detailed cost accounting.
Loan Calculator:
- The built-in loan calculator allows the user to estimate the monthly payment and get a preliminary estimate on whether to take out a loan or not.
- To calculate, the calculator must specify the monthly payment amount and the total loan amount, including interest.
- It is important to note that the application does not provide an opportunity to take out a loan, but only helps to assess its financial burden on users
Debt management:
- The "Debts" section provides an opportunity to track the total amount of debt and the amount of monthly payments on various loans or loans.
- You can add information about specific debts in the cells for more accurate control and repayment planning.
Financial cushion:
- In this section, the user can track deferred savings or other financial reserves.
- There are cells at the bottom of the page where you can add an amount to update information about the availability of additional funds.
Adding money:
- The application offers a convenient button for adding money, which allows users to easily track the arrival and departure of funds from their account.
Loan Calculator:
- To calculate the monthly loan payment, application developers should use an appropriate formula that takes into account the total loan amount, interest and loan term.
- With the calculation results of the calculator, you can give a recommendation to the user about whether he should take out a loan or not. For example, if the monthly payment exceeds the pension amount, it is recommended to cancel the loan in order to avoid financial problems.

The application will help users plan their finances more accurately, allow them to better take into account current obligations and make informed decisions about taking out a loan.

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