Galgal

Your Zero-Balance Savings Account with Cosmos Co-operative Bank - Just 3 steps Away

-Download the app and sign up using your Aadhaar and PAN card.
-Complete the Video KYC process at your convenience - no need to visit the branch.
-Once approved, start using your all-new zero-balance bank account with The Cosmos Co-operative Bank.

Act now to take control of your finances. Stop being confused about managing your money. Start using the Galgal app and manage money effortlessly.

Galgal, deriving its name from 'lemon', is an app that simplifies your financial journey, making it as effortless and refreshing as a lemon. "Galgal" is a mobile banking app designed to provide a fully digital banking experience while promoting positive money management and budgeting skills.

Experience 118 years of traditional banking refreshed with new-age technology powered by The Cosmos Co-operative Bank. Your fully digital banking experience starts in under 10 minutes with Galgal.

Take A Journey Through Our Feature-Rich Ecosystem

Auto Budgeting Split Rule & Guilt-Free Balance: Galgal offers a budgeting and savings based approach to money management. Our app intelligently splits your income into Essentials, Savings, and Guilt-Free spending pitchers, letting you manage finances effectively and keeping overspending at bay.

Insightful Analytics: Say goodbye to boring spreadsheets. Use Galgal's TrendZ as your transactions tracker and get a vivid understanding of your money, expenses, savings, and spendable balance through animated and aesthetic insights. No need for additional budgeting apps, expense trackers, or separate savings accounts - the Galgal app brings it all together seamlessly.

Custom Goals: Set lofty goals and achieve them with Galgal's Custom Savings Pitcher that helps you manage your money like it's a cakewalk. Plan your savings targets and automate them for seamless and effective money management.

Debit card: Get instant access to your virtual debit card for online transactions - no need to wait for the physical card! You can also easily order your physical RuPay debit card within the app! Manage your virtual card/physical card in the app. Customise your card settings like set transaction limits, enable or disable card payment channels like point of sale (POS), online, and tap to pay (contactless) payments, you can also lock/unlock your card with a tap within the app.

Safe & Secure: We prioritize security. The app has in-built features like Mobile PIN, Transaction PIN, and fingerprint authentication to assure that your hard-earned money is secure with The Cosmos Co-operative Bank.

Savings Page: Navigate through your finances with ease using Galgal's Savings Page. Here, you can monitor your various pitchers and custom goals, to easily track your budgets and goals. This concise layout offers a quick overview of your finances, making money management effortless.

Why choose Galgal?
-Fully digital online banking experience - no need to visit the bank.
-A Zero-Balance Savings account with The Cosmos Co-operative Bank tailored for your lifestyle.
-Automatically categorize expenses into essentials, savings, and guilt-free pitchers, helping you budget and manage finances effortlessly.
-Unlock RuPay rewards on dining, shopping, travel using the RuPay Debit Card
-Aesthetically pleasing and easy-to-understand money tracking using TrendZ.

You can enjoy a 100% online digital savings account experience on the Galgal app. You get a sleek debit card from The Cosmos Co-operative Bank. Galgal does not hold or claim to hold a banking license. To join the Galgal community, you must be over 18 years of age and an Indian resident.

Download Galgal today for a joyously simple financial journey!