Gem - Money tracker

Loved by users. Gem helps you log expenses fast and stay on any budget, designed to save you time and money.

ORGANIZATION:

- Unlimited & flexible: Record categories, budgets, wallets, accounts, tags
- Categories appearance: Set colors & icons (450 icons from SF Symbols by Apple)
- Multiple currencies: Record expenses in foreign currencies, see exchange rates
- Custom behavior: Set default categories, accounts, input types…
- Track your way: Track just what you care about, choose card styles
- Calculator & calendar for logging yesterday’s purchases
- (English only) AutoTag organizes your tags: Tagging an expense as “Rent” will offer a new tag under “Household”

BUDGETS:

- Avoid overspending anything: Expenses, bills, category, account, trips, events
- Budget period: Daily, weekly, monthly and yearly. Use a custom starting day
- View current spending, average spending, budget status, breakdown by category, comparison to “same day, last month”, category trends
- Optional budget, just track without setting a budget

TRACK ALMOST ANYTHING:

- Set savings goals
- View how much you saved, compare to past savings, review past income
- Check account balance
- Log money transfers between accounts

BILLS & SUBSCRIPTIONS:

- Manage all repeating expenses
- Bill periods: daily, weekly, bi-weekly, monthly, bi-monthly, annual and more
- Bills reports: View paid payments, upcoming ones, trends & breakdown by category

WIDGETS:

- See spending & top categories
- Adjust period by monthly/weekly/daily
- Shortcut for logging expenses, even from Lock Screen
- Upcoming bills & recently paid ones

POWERFUL SEARCH:

- Search entries by text, category, budget - anything!
- See total spending for your search results (all those donuts!)
- See similar spending (search "pizza" --> see “food & drinks”)

IMPORT & AUTOMATIONS:

- Automatically log your expenses when you tap to pay (requires setting a shortcut and iOS 17)
- Rules for setting category based on entry’s merchant (“Venue DZ MX” → Coffee)
- Works with 99% of CSV files, custom date formats
- Import categories, subcategories & notes
- Choose your fields (optional)

MORE:

- Daily iCloud backup
- Daily reminder to record expenses (optional)
- Stay on top of your categories: Merge unused, view usage
- Manage your money: Currency, income, bills, amount formats, default accounts…
- Export to CSV file: All expenses, or just last month, specific accounts or reports
- Customize: Theme accent color, app icon, app bottom menu, category list appearance

Need help? Have a suggestion?
Email me at human@shelftwo.com

Terms & privacy: shelftwo.com/gem/terms