Grow My Money

Grow My Money – Shop, earn and grow

Turn your shopping cashback into mortgage payments or superannuation contributions. It's that easy!

The Grow My Money cashback app is the quickest and easiest way to start paying down your mortgage or growing your superannuation. Boost your financial well-being and lessen your stress, knowing that every time you shop, you can earn cashback into your mortgage or superannuation account - or both! We're free to join and pay into all Australian financial institutions, super funds and SMSFs.

Whether shopping for homewares, eating at your favourite café or booking your next trip, you can earn cashback on everything you love to shop for. We're partnered with Australia's biggest retailers, including The Good Guys, Appliances Online, eBay, Sheridan, Priceline Pharmacy, Expedia and many more, to ensure you can earn up to 15% cashback. Shop accessories, babies and kids, beds and bedding, books, office supplies, experiences, fitness, food and drinks, health and beauty, and the list goes on! Download and browse the Grow My Money cashback app for the complete list of stores and categories.

Here's how it works

1. Download the Grow My Money cashback app
Grow My Money on the go – download the Grow My Money mobile app from the App Store and start shopping


2. Link a card to earn cashback in-store and online
Link your Visa or Mastercard to your Grow My Money account to receive automatic cashback when you buy in-store or online at participating retailers.

3. Access your favourite stores at your fingertips
Earn cashback rewards when you purchase at our 1000+ participating retailers.

4. Nominate your mortgage or superannuation account
Once you specify your cashback destination, we'll handle the rest automatically. You no longer have to worry about setting reminders or making transfers between accounts for the cashback you earn from your purchases.

5. Watch your cashback grow
Track purchases in your Grow My Money account and watch your rewards multiply over time.


Who we are: Grow My Money is a cashback rewards program empowering Australians to achieve financial independence faster. Formerly Super-Rewards, Australia’s most rewarding super cashback program, we now also offer a way to help pay off your mortgage sooner.


Download the Grow My Money app today and make your cashback go the distance!