Heartland Bank Card Control

Heartland Bank Card Control allows you to protect your debit card by sending transaction alerts and enabling you to define when, where, and how your cards are used. Simply download the app on your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

Alerts Ensure Safe, Secure Card Usage
Real-time alerts for PIN and signature transactions keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity. You can receive an alert when your card is used or when a transaction has been attempted but is declined. Alerts are sent immediately after a transaction has taken place.

Location-Based Alerts and Controls
Restrict transactions to merchants within a certain range of your phone’s GPS or by region using city, state, country, or zip code on an interactive map. Transactions outside of the range or region can be declined.

Usage Alerts and Controls
Establish spending limits to allow transactions up to a certain amount and decline transactions above your thresholds. You can also monitor transactions by specific merchant categories, such as gas stations, restaurants, and by type, such as in-store purchases, e-commerce transactions, and ATM transactions.

Card On/Off Setting
When the card is “on,” transactions are allowed based on your usage controls. When the card is “off,” purchases and withdrawals are denied until the card is subsequently turned back “on.” This setting can be used to disable a lost or stolen card and prevent unauthorized transactions.

Travel Plans
Ability to alert us that you’re planning to use your debit card while traveling by entering your travel dates and selecting up to 15 states or countries.
Key Benefits
• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance