Home Credit: Loan Calculator

Introducing our innovative app that combines the efficiency of a time tracker with the convenience of instant loans, providing you with seamless financial management at your fingertips.

Effortless Loans in Minutes:


Get swift online loan approvals in just 3 minutes with a few simple steps. Borrow money effortlessly and quickly to meet your financial needs.

Diverse Loan Options:


Choose from various online loan types—installment loans, consumer loans, credit loans, and more. Enjoy the flexibility to select the ideal option that suits your requirements.

Easy Access, Minimal Requirements:


All you need is your ID card, and you can access installment loans with attractive interest rates directly through our app.

Enhanced Financial Support:


Experience the added benefit of Home Credit's support to easily apply for a credit card directly within the quick loan app. Seamlessly manage your finances with Home PayLater, offering a postpaid wallet for purchasing your favorite items and paying later.

Unlock Additional Tools:


Explore our loan awareness quiz to enhance your financial knowledge. Discover your loan eligibility with a probability test. Utilize our intuitive loan calculator for quick, accurate estimations. Expand your financial savvy and make informed decisions effortlessly.

Comprehensive Loan Management:


Avail our comprehensive loan management services, including quick registration, loans without income proof, easy re-borrowing, and invaluable financial insights for better money management.

Flexible Loan Limits and Terms:


Access online quick loans ranging from 10 million to 100 million VND. Choose flexible loan terms, ranging from 6 to 57 months, tailored to suit individual customer needs.

Competitive Interest Rates:


Benefit from competitive flat online installment loan interest rates, starting from 8.88% to 33.94% per year, based on each product's policy.

Example Scenario:

For instance, if you borrow 60,000,000 VND for 36 months at an interest rate of 8.88%/year:

Monthly payment: 2,114,500 VND
Total payment amount: 76,002,000 VND
Total interest: 16,002,000 VND

This example showcases the repayment structure for a loan amount of 60,000,000 VND over 36 months, with an 8.88% annual interest rate.