iBanco - Credit Boosting App

iBanco helps you easily build or repair your credit score each month. Simply by using the online e-money account and prepaid mastercard.

At iBanco, we believe you should feel proud and in control of your credit score. The great news is your credit score isn’t set in stone and with iBanco, you can start to see improvements simply by using our online Credit Boosting account!

The iBanco Credit Boosting app is a way to build credit history conveniently each month. Anyone can build credit with iBanco, even individuals with a currently low credit score (or no credit score)!

Start with the iBanco Credit Builder Account.

• No credit history needed
• Reports to Experian to boost credit score each month
• Prepaid Mastercard provided
• Manage expenses and control payments easily within the app
• Your finances are safe with 256-bit encryption supported by Transport Layer Security (TLS)

At iBanco, we charge a small monthly fee each month to ensure we can provide you with the best e-account experience possible. Each month when you make your £12.99 account facility payment we send a positive marker to your credit file (talk about a win-win!).

Why iBanco?

Having a better credit score can save you thousands in lower charges.

Many companies save their best rates and products for people with better credit scores, which doesn’t sound fair but it’s unfortunately an inconvenient truth.

For decades, the lowest mortgage and loan rates have been offered to the most affluent customers with best credit scores. This discrimination has been followed by an array of companies from utility providers to telecoms companies, so using iBanco to boost your credit score could save you £1,000’s