iSpent19

A new and unique way to manage money and track shared spending in a safe and secure app.



About the iSpent19 App

• Track Your Spend - Securely consolidate all current accounts and credit cards, so you can track your spend all in one place

• Personalise to Suit You - Tag, attach, annotate and link transactions to stay on top of your money.

• Take the Hassle out of Shared Spending - For all expenses shared with others on any occasion, iSpent19 offers a new & transparent way of tracking shared spend in a secure way.

• Better Visibility on Shared Spending - Whether it’s a group holiday, household bills for a house share, or managing finances within a couple, iSpent19’s My Lounge lets you share what you’ve spent with others in virtual Private Rooms so everyone knows who’s spent what, on what!

• It’s Safe & Secure - For peace of mind, the iSpent19 money tracking app offers bank-level security and is registered with the FCA for Open Banking.



Who is the iSpent19 App for?
• Individuals who want to track and consolidate all of their bank or credit card transactions in one place, and may want to personalise with notes, receipts or reminders.
• Couples, friends, colleagues or parents who share a joint responsibility of managing shared spend or tracking bills will benefit from using My Lounge in the App.
• Landlords who want to see real time profitability of their portfolio by property or by ownership ratio can do so via the Monitored Space and My Lounge, making tax filing a breeze!


Key Features of the iSpent19 Money Management App
• See all your Bank Accounts and Credit Cards in one place, with no need to switch apps.
• Receive your own daily spending report at a time convenient to you.
• See all your regular payments of direct debits and standing orders in one place.
• Visibility on consolidated net cash position across all your current accounts and credit cards.
• Add your own personalisation to any transaction, e.g. attach receipts (up to 2 per transaction for free), annotate, link transactions, so that all expenses are meaningful to you
• Track your money with the Monitored Space, so that what is of interest to you is easily accessible
• Benefit from both pre-defined tags and an ability to create your own Personal Tags to track any stage of your shopping journey for each transaction, which will become more memorable.
• Find any transaction fast with powerful Search & Filter features.
• Easy-to-follow charts & tables to understand your own spending trends & patterns
• Set a Reminder next to this year’s insurance payment transaction, so that you will have the price benchmark to hand when prompted ahead of next renewal to compare the market.
• Safe & Secure – the team behind the iSpent19 App is registered with the Financial Conduct Authority and uses bank level securities and the latest API technologies to ensure your data security



Take the hassle out of sharing spend with iSpent19’s My Lounge
• Create your own Private Rooms in My Lounge (up to 3 for free)!
• Invite your partner, friends, colleagues, housemates or family members to join a Private Room so that you can effectively manage shared spending, be it a planned holiday get-away together, shared house bills or joint accounts. Whatever your social occasion is involving shared spending!
• Simply share transactions in your Private Room at the touch of a button.
• The App has an in-built Chat feature in each Private Room to discuss any particular transaction worthy attention.
• In each Private Room you can see a breakdown of who has spent what, on what!
• Include cash payments so that you can evenly spread out shared expenses (available in Premium plan with many other more convenient features)!



Legal stuff

We encourage you to read the below. Boring stuff perhaps, yet for your benefit and our transparency.
• T&C: https://ispent19.com/terms-and-conditions/
• Privacy Notice: https://ispent19.com/privacy-notice/