Joust - Business Banking

Joust is the only banking platform that serves freelancers, contractors, and the self-employed. Ever heard the saying, “it’s business, not personal”? Well, for us, that’s a good thing. We do banking, so you can do what matters most.
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We have built our all-inclusive banking app with the self-employed worker in mind.
3-Minute Onboarding
It’s as easy as 1-2-3 (minutes, that is). Our proprietary technology was built so that our new Jousters can safely sign up for a Joust bank account in just three minutes.

An All-Inclusive Bank Account
An FDIC-insured bank account (covers up to $250,000), Bill Pay to manage all your expenses in one place, customizable Goals accounts that make saving fun, and a sleek dashboard to organize it all.

PayArmour Invoice Protection
PayArmour, our invoice guarantee tool, mitigates the risk of client nonpayment and offers immediate funding on invoices to smooth your income. Money made, money paid–that’s what we believe.

Comprehensive and Customizable Invoicing
We’ve designed our invoice creation and processing platform with the self-employed worker in mind. Customize your invoices and organize by payment processing stage.

Debit Card Management
Qualified members can get a Joust business debit card. Easy card activation, PIN management, and lock/unlock features all in the palm of your hand. Need some extra assistance? No worries–our Customer Success team is one click away.

Accept All Forms of Payment
Easily process client transactions via bank account transfer (ACH) or credit card with a Merchant Account, saving you time, energy, and–ultimately–money. (Only available for qualified members.)