Karma - Mobile Banking

Welcome to Karma, where every swipe of your card does more than just earn you money — it helps save the planet and create a better future for everyone. Karma transforms the act of shopping into a force for good, combining enticing cashback rewards with the opportunity to support global causes. With Karma, your everyday purchases contribute to a larger mission, making a difference with each transaction.

Why Karma? It's simple. Every swipe of your card can support global causes you're passionate about. Unlike any other platform, Karma empowers you to:

* Earn cashback effortlessly: Our platform makes it easy to earn up to 10% cashback at the places you love, automatically giving you cashback whenever you use your card at thousands of locations. Keep your cashback, donate it to the causes closest to your heart, or do both!
* Support global causes: With our unique Cause Cards – ChangeMaker, OceanSaver, EcoWarrior, HopeGiver, and LifeSupporter – your spending supports causes aligned with the United Nations Sustainable Development Goals (SDGs). Each donation supports initiatives from hunger relief to climate action, empowering you to contribute to a sustainable future for all.
* Control your impact: The choice of how much to donate vs. keep to spend or transfer is entirely yours. Set your keep-and-donate ratio in the app with a simple slider.
* Build a community: Discover Karma Circle, where you can connect with friends, build a community of changemakers, and secure additional cashback boosts by inviting others to join the movement.
* Experience total transparency: We value your trust above all. That's why we ensure the utmost security in handling your data. All transactions are securely processed, keeping your financial details safe.

Becoming a part of Karma is a breeze:
* Download the Karma app.
* Sign up using your preferred method (via Google, Facebook, Discord, or just email)
* Pick the card that aligns with your impact goals, available as either virtual or both virtual and physical.
* Verify your identity to start using your Karma Card, and you're ready in minutes.

Here’s what sets Karma apart:
* Direct impact: Your purchases back causes from climate action to quality education, all aligned with the UN SDGs.
* A conscious community of likeminded individuals: Amplify collective impact through Karma Circle.
* A seamless experience: Use your card anywhere Debit Mastercard is accepted.
* Eco-friendly cause cards: Select from a series of cards, made from ocean-bound plastic, each dedicated to supporting specific UN SDGs.
* Transparent, tax-deductible donations: Easily track your contributions through our platform.

The future of finance is here, and it's looking brighter than ever. With Karma, your financial decisions contribute to a global force for good, proving that together, we can create a ripple effect of positive change.

Ready to redefine your financial impact? Download Karma today. Let’s change the world, one transaction at a time, proving that together, we’re unstoppable.

Karma Card is a product of Karma Card Corporation, which is a technology company, not a bank.
Karma Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted.