KuKuPera

App Description
Long term: 91-180 days, the specific period must be determined by credit evaluation;
Interest rates: Loan interest rate: up to 29%/year（APR）
Service fee: 0.1%
For example,
your loan amount is PHP10,000 ,Term:91 days
interest is:( 10,000 * 29%)/365*91= PHP723,
Service fee is :10,000*0.1%=PHP10
repayment amount = PHP10,000+interest fee PHP723+Service fee PHP10=PHP10,733

Kukupera is a quality financial services platform for Filipinos.Kukupera, a cash loan platform dedicated to unsecured online loans with peso.
a) A Philippine citizen who has attained age 18 years old.
b) A person who has at least one government issued ID.
c) Issued ID and a valid mobile phone number.

Kukupera Process
1. Download the Kukupera application.
2. Register a personal account in the app.
3. Choose your loan amount and loan period.
4. Fill in personal information.
5. Loan review and cash disbursement.

Privacy and permissions:
To make sure you are qualified for the loan, we need you to provide your personal information including complete name, email address, ID, company ID, home address, monthly income, contact number, social accounts, etc. The information you provide will only be used for loan review purposes and will not be leaked, and the information will never be used for other purposes. If you do not have a successful loan, we will not keep any information.
We will scan your government-issued ID and other information to verify your identity and creditworthiness.
To ensure that we can contact your contact persons in emergency, we need to access your contacts
You can refuse to provide your information, but you can't get your loan in that situation.

To verify your identity, we require the following app permissions:
Location Access - To auto-verify your address.
Contactlist Access - To easily nominate your contact references.
Camera Access - To scan your IDs to complete ID verification using facial recognition technology

We take privacy very seriously and your personal information will never be shared without your direct and explicit permission. Kukupera protects the privacy of all consumers and we do not provide any consumer information to any party without your consent. At this application, your information is safe. We provide comprehensive protection for your information security and make clear recommendations in terms and conditions.

COMPANY NAME:Micron Lending Inc
COMPANY REG. NO.: 2022110074378-30
CERTIFICATE OF AUTHORITY NO.: L-22-0297-17

Please contact our customer service:
Company address: CITY OF MAKATI,NCR,FOURTH DISTRICT,NATIONAL CAPITAL REGION,1225
E-mail address: cs@micronlending.com
Working hours：9:00 to 18:00 Monday to Saturday