LicoLoan-easy cash,easy access

LicoLoan – A Reliable Digital Lending Solution in the Philippines
LicoLoan supports hardworking Filipinos with accessible short-term financing. Whether you’re facing an urgent expense, handling bills, or managing business needs, our mobile lending service offers fast, secure, and fully digital financial support—no collateral required.

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Key Features
- Loan Amount Range: ₱2,000 – ₱50,000
- Repayment Duration: 91 – 180 days
- Annual Percentage Rate (APR): Up to 18.25%
- Processing Fee: 2% of the approved loan (₱100 – ₱1,000)
- No Hidden Charges: No additional transaction fees

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Illustrative Loan Example
For a ₱10,000 loan over a 120-day term at a daily interest rate of 0.05%:
- Interest: ₱10,000 × 0.05% × 120 = ₱600
- Processing Fee (2%): ₱200
- Net Disbursed Amount: ₱9,800
- Total Due at Maturity: ₱10,600
Note: Final loan terms depend on credit assessment and user profile.

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Why Borrow with LicoLoan?
1. Convenient Application – Entirely mobile, quick verification, and fast decisions
2. No Collateral Required – Eligibility based on your credit evaluation
3. Clear Cost Breakdown – Transparent and upfront fee structure
4. Secure Personal Data – In compliance with the Philippine Data Privacy Act and protected by encryption protocols
5. Repayment Options – Select flexible terms aligned with your financial capacity

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How to Get Started
1. Download the LicoLoan app
2. Sign up and complete identity verification
3. Select your desired loan amount and repayment period
4. Submit your application and receive funds directly to your bank account upon approval

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Customer Support
If you have questions or need help:
- Email: service@lico-lending.com
- Business Hours: Monday to Friday, 9:00 AM – 5:00 PM