Liobank: Digital Bank

Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient app with a free 2-in1 card.

Join Liobank in just 3 simple steps:
1. Download the app
2. Verify your identity by taking a photo of your ID and a selfie
3. Activate your virtual card instantly

Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each.

26 reasons why Liobank will become your favorite bank:
- 2-in-1 card with combined credit and debit features.
- Credit limit of up to 300,000,000đ with zero interest for up to 62 days.
- Up to 10% cashback on your spending and mobile top-ups cashback.
- Installment plans for up to 12 months with a low fee of only 1.7% per month.
- 3% interest on your personal funds with the Savings Account Feature.
- Zero fees for money transfers, payments, mobile top-ups, and utility payments.
- Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee.
- Set your own lucky account number – it's free!
- Payment reminders and utilities payments notifications for your bills.
- "Piggy" to save for your dreams and earn 3% annual interest.
- Control payments for linked services directly in the Liobank app with subscription management.
- Shake your phone to make transfers to people nearby without needing card or phone numbers.
- Split bills for cafes or taxis among friends.
- Seamlessly transfer funds using your phone contact list.
- Add beautiful photos to your transfers and congratulate your friends in the most original way!
- Cancel a payment within 10 seconds if you make a mistake.
- Respond to payments with a single touch and repeat previous payments instantly.
- Manage your card in the app: change your PIN, block/unblock your card and set internet spending limits.
- Easily access and export card statements via the app.
- Label expenses with tags and build convenient analytics.
- Collect rewards for actively using your card.
- Use "Incognito" mode for privacy, concealing your balance and transaction amounts.
- Change your app background color with a tap.
- Use dark mode.
- React to payments with emojis instead of "thank you" or "money received."
- Choose how we address you. It could be fun when you speak with support.
- No chatbots - speak directly with our experienced support professionals anytime, anywhere.

Get your perfect Liobank card today!

Address: 41-45 Le Duan, District 1, City. HCM. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005