Mercer Money

Mercer Money is a digital money management tool and coach.

Using the latest open banking technology, plus expert hints, tips and insights, Mercer Money gives you a 360-degree view of your financial health – allowing you to take control of your money and start meeting your financial goals.

Mercer Money lets you live well today, and plan for a better tomorrow.

With Mercer Money you can:

• See all your accounts – from debit and credit cards to mortgages, investments, and pensions – in one place
• Get real-time feedback on your spending, saving and other financial habits
• Learn how your daily financial behaviour is affecting your long term financial health – and how you can change it

Take control of your budgeting

Want to make sure you can afford next summer’s holiday? Mercer Money lets you set budgets and get support and alerts to help keep you on track – or steer you back when you’re not!

Understand your spending

Analyse your shopping habits, day-by-day, month-by-month and even by category. Spending too much this month on takeaway coffees? Mercer Money will tell you!

Secure your financial future

Take control of your long term financial health with our easy to use retirement calculator. See how making changes now will affect your pension pot, and find out instantly whether you’re saving enough to get the future you want.

How it works:

Mercer Money uses Open Banking technology to access your financial data (the information held by your various bank accounts) with your permission.

As well as showing you all your finances in one place, Mercer Money analyses your saving and spending activity to give you nudges, hints and tips to help you manage your money.

And because it links to your pension, you can use Mercer Money to calculate how much cash you might have in retirement.

Mercer Money also features a growing library of expert financial information and articles to help you improve your money knowledge.

Currently, access to Mercer Money is by invitation only.

Features:

360° Financial Dashboard

• Get a complete, real-time overview of all your accounts – everything at your fingertips, managed through one secure app/portal
• View your pension, investments, mortgage, current and savings accounts, with a single log-in
• Track and take control of your saving and spending, and find out where you need to make changes

Retirement Calculator

• Tell us the kind of retirement you want, and find out how much you need to be putting away each month to achieve it
• Based on the current value of your pension and your expected career growth, see your potential retirement income
• Explore the way that changes to your income and pension contributions now can make a difference to tomorrow