MicroLoan-Personal Loan App

MicroLoan is an app that provides instant personal loans, catering to all your needs, big or small. This has always been our guiding principle. With our app, you can obtain an online loan within minutes and use it for any legitimate purpose you desire. Our instant personal loans offer cash directly deposited into your bank account in one lump sum.

For your convenience, the entire process is paperless and digital. We set credit limits for you based on your risk profile, ranging from 2,000 INR to 75,000 INR, with annual interest rates (APR) for personal loans ranging from 15% to 31%, and EMI terms for credit products ranging from 3 months to 12 months. To better understand the calculation method, let's look at an example:
Example Calculation for MicroLoan Personal Loans:
Loan amount: 60,000 INR.
Loan tenure: 12 months.
Annual interest rate: 20%.
Processing fee: 1,500 INR (2.5%).
Total interest: (Loan amount * Interest rate) = 12,000 INR.
Total repayment amount (Loan amount + Interest): 72,000 INR.
(*Note: The above figures are for reference only. The final interest rate or processing fee may vary based on individual profile assessment.)

How to Use MicroLoan:
Firstly, you can install our MicroLoan application from the app store and create your account.
Follow our guidance to input basic information such as name, phone number, and employment details.
We will swiftly approve credit limits based on your profile and credit score.
We will complete your KYC using your Aadhaar number to unlock credit limits.
Transfer instant loan funds to your designated bank account on the platform.

We Value Your Data Security and Privacy:
All data submitted in the MicroLoan instant loan application is secure and reliable. All data transactions are protected by secure 256-bit SSL encryption. Additionally, we promise not to share any of your information with any third-party organizations. Please use our app with confidence.

Our Loan Provider(NBFC) ：
MICRO CAPITALS PRIVATE LIMITED
CIN:U70109MH1991PTC224575
Registration Number : 224575
Adresse:114a, F 30 06 97 P, Madan Mohan Burman St S Jorasanko Cal-7 W 700001 Kolkata


Contact Us:
If you have any questions about the MicroLoan app or need further information about our services, please contact us through the following channels:
Email: microloan@micro-capitals.com
Address: 114a, F 30 06 97 P, Madan Mohan Burman St S Jorasanko Cal-7 W 700001 Kolkata.