Mirait Loan-peso cash loan app

Mirait Loan is a cutting-edge digital credit lending platform designed to provide fast financial assistance to individuals facing urgent financial needs in the Philippines. The beauty of our service is its simplicity and convenience. You can access our streamlined application process from the comfort of your own home, with no mortgage required.

Your loan will be disbursed to your preferred cash-out option once the verification is done.
For Bank and E-Wallet cash-out, you may receive your money while you are paying.

Mirait Loan only serves users who
Filipino citizens
18~60 years old
ID ONE government-issued ID
stable income

Mais Loan can provide loan services of various terms and amounts, and users can choose according to their actual needs.

Loan amount: ₱1000-₱20000;
Period: 90-180 days;
Service fee: ₱10-₱400;
Daily loan interest rate: 0.09%;
Annual percentage rate(APR): 34.40%.

For example: When a user (borrower) applies for a loan service with a term of 90 days and a total amount of ₱15,000, after deducting a service fee of ₱150 (the service fee includes credit scoring system fees, account fees, third-party fees, etc.) , the actual amount received was ₱14850. The user (borrower) needs to repay ₱5,000 and ₱405 interest every 30 days (monthly). The repayment is divided into 3 installments, and the final total repayment amount is ₱16,215.

Email:support@miraitphi.com