MONI - Banking in your pocket

MONI - banking in your pocket

MONI is a remote control to your personal finances. MONI’s powerful app gives you a smart overview of your money and it is paired with a MONI Prepaid MasterCard for purchases on the Internet and in 32 million locations worldwide.

MONI provides you modern features to handle your finances:
• Track your spending in real-time with your app
• Receive real-time notifications of your purchases
• Send money in real-time to other MONI users and via SMS to anybody
• Receive money in real-time from other MONI users
• Pay invoices with your app
• Ask for a loan from your friends, loans between friends have no interest or fees, and once granted the money is instantly available for purchases on your MONI card
• Keep track of your loans
• Your friends can provide you overdraft protection by giving you a limited access to their MONI account; if your account balance hits zero, you can borrow money from your friends
• Receive your salary to your MONI account
• You can link your debit and credit cards to your MONI account for either one off or automated top-ups
• Pay and withdraw cash from ATMs with your MONI Prepaid MasterCard
• If you happen to lose your MONI card you can block it within the app, and also unblock it if you find it

Opening your MONI account and ordering your MONI Prepaid MasterCard takes less than 3 minutes on your app, and once done you can access your account using fingerprint login with TouchID.

We are only at the beginning of our journey with you and we would appreciate if you could share your feedback and thoughts with us via feedback@moni.com. Together we will be able to build the MONI app of the future.

The MONI MasterCard® Prepaid Card is issued by IDT Financial Services Ltd. IDT Financial Services Limited is part of the IDT Corporation Group of International Companies headquartered in the US. Its cards are issued pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. IDT Financial Services Limited is a regulated bank, licensed by the Financial Services Commission (FSC), Gibraltar, under the Financial Services (Banking) Act 1992. Registered Office: 57-63 Line Wall Road, Gibraltar. Registered No: 95716. Directors: M. Fischer, J. Raanan, D. Spier, T. Streatfeild-James. All communications should be sent to MONI Nordic Oy, PL 56, 02401 Kirkkonummi.