MyArk Data Wallet

MyArk is your digital data wallet pulling together all your important information on home and finances. You can get hot leads on where your money is going, where you can reduce costs and how you can make your money work harder for you.

Your information is fragmented across banks, mortgages, utility providers and credit cards, to name a few. With MyArk you can see a complete view of your circumstances in one app plus receive auto-generated reminders and insights, so you know what to be thinking about and when.


FEATURES

• Add your info into MyArk easily and quickly – no more manual entry. Onboard in 3 minutes by auto filling the information via open banking, email or our data wizard.

• More than just a banking app, connect all your different bank accounts in one place to get immediate insights into current spending, income vs outgoings, regular transactions, home expenditure and more.

• See current and future home costs.

• Fully automated and continuous data streams. Once connected and set up MyArk will continue to find and sort any new information automatically that you may have missed, so you don't have to – no more re-keying information.

• See breakdowns on utilities and bills including tariff info, charges, credits, account info and payment dates.

• Document library for all your bills and documents whenever you need them.

• Automatic alerts and reminders. Never miss tariff changes, mortgage renewals or be surprised by a new subscription.

• Have complete transparency of what you are actually spending and how this changes over time.

• Calculators – mortgage overpayment calculators to see how much you could save if you pay it off sooner.


UNLOCK OPPORTUNITIES THAT ARE PERSONAL TO YOU

• What is my income vs outgoings?

• What does my home cost each month?

• What are my subscriptions?

• What’s coming up for renewal?

• See your mortgage interest vs repayment breakdown


SECURITY

Worried about sharing your data? We understand.

MyArk is built with security at its heart and uses state-of-the-art encryption to ensure your data is secure

We use bank-grade encryption and we have Cyber Essentials Plus accreditation.

MyArk decentralises your data – this means MyArk doesn’t store your data. Data is stored on your phone only. We recommend you enable FaceID/TouchID in app to further secure your data.

Zero knowledge encryption – MyArk never sees or reads your data, your password is never sent to MyArk, and all data is encrypted in transit and at rest.

This combination of encryption technologies provide multi-layered security for you and your data.


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MyArk is operated by Obon Life Ltd, registered in England (13971920). You can contact us at support@myark.io with any questions.

Obon Life Ltd is the registered agent of Moneyhub financial Technology Ltd (“Moneyhub”) who are authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (reg. no. 809360) for the provision of payment services. Registered office is c/o Roxburgh Milkins Limited, Merchants House North, Wapping Road, Bristol, United Kingdom BS1 4RW. Email support@moneyhub.co.uk.