MySMEloan

MySMELoan

MySMELoan is a mobile app developed by SMERA, exclusively for SMEs to submit their loan requirements by just answering a few questions and listing on SMERA Terminal for free. SMERA Terminal is a fintech platform that brings lenders and borrowers closer and facilitates credit flow to MSMEs by providing enterprise level information on Indian MSMEs. SMERA’s MoU partners i.e. banks & other financial institutions view these requirements and reach out to potential SMEs, if interested, to extend funds at a relatively cheaper rate.

About SMERA:
SMERA was incorporated in 2005 as an initiative of Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. Thus SMERA became the world’s first MSME focused rating agency and introduced the concept of SME Ratings in India. SMERA is now a division of Acuite Ratings & Research Limited (a SEBI Registered and RBI Accredited Credit Rating Agency).