PayBy – Mobile Payment

PayBy is a QR-code-based, contactless mobile payment and money transfer app, offering a secure way to pay goods online, in stores, and on delivery. It saves you from the pain of using cash. It also allows you to transfer money and send Cash Gift to friends.

Instant Transfer & Fun Cash Gift
Transfer money to your friends and family without any delay. Cash Gift brings more fun to your loved ones. It’s very easy to top up and withdraw money from the account, or add a credit card to pay with a password.

Secure mobile payment on e-commerce website or in supermarket
QR-code-based tokenization technology which keeps your funds secure. You can pay in wide range of physical shops as well, on the website, or within the app without exposing your personal sensitive information. You also have the option of payment in advance or on delivery.

Easy Mobile Top-up
Top up your mobile phone with only a few taps.