Payluk

Payluk is Nigeria’s trusted escrow fintech platform, designed to protect buyers and sellers from online fraud in e-commerce, services, and B2B deals. By holding funds securely until agreements are fulfilled, Payluk ensures safe transactions with bank-grade encryption and fraud detection. Tailored for Nigeria’s vibrant market, Payluk supports businesses, individuals, and corporates with seamless mobile and web experiences.

Why Payluk?





Safe Transactions: Escrow holds funds until delivery or services are confirmed, preventing scams.



User-Friendly: Easy onboarding and intuitive interfaces for all users.



Trusted by All: From social commerce to corporate procurement, Payluk secures diverse transactions.



Transparent Tracking: Monitor funds with our real-time escrow tracker.



Local Support: Responsive assistance via WhatsApp and email for Nigerian users.

For Businesses
E-commerce vendors, freelancers, car dealers, and event planners rely on Payluk to secure payments. Integrate our API for seamless checkouts, reduce disputes, and build trust. Join SMEs in Lagos and Abuja using Payluk for scam-free sales.

For Individuals
Shop or sell confidently on social platforms like Instagram or WhatsApp. Payluk protects your money for peer-to-peer trades, from gadgets to services. Start with guided tutorials and earn referral credits.

For Corporates
Streamline B2B payments, property deals, or contracts with secure escrow services. Compliant with Nigerian regulations, Payluk offers customizable solutions for procurement units, developers, and NGOs.

Key Features





Secure escrow for goods, digital products, and services



Optional KYC verification for enhanced trust



Dispute resolution support



API integration for e-commerce platforms



Multi-currency support (coming soon)

Get Started
Download Payluk to trade securely in Nigeria’s online marketplace. Whether buying a phone, selling services, or closing corporate deals, Payluk ensures your money is safe. Join thousands building trust today!