Peak Money - Savings Goals

Save more and become more confident with your money, with a Peak Savings Account.

It’s FREE and includes a 0.25% annual return— over 4x the national average! [1]

-- USING PEAK --

1. Choose your peaks: Set up your savings goals—name, amount, and due-date—with a digital peak for each one.
2. Plan your climb: Choose an automated Savings Plan (Scheduled Saves or Round-Ups) for each peak.
3. Track your progress: Monitor your results and make necessary adjustments.
4. Celebrate & Repeat: Reach your destination, celebrate, and repeat with confidence.

-- ALL NEW: PEAK PREMIUM --

The core Peak experience is still 100% free: set as many goals as you want, and make progress toward your goals automatically, with Scheduled Saves and Round-ups.

Want to take your savings to the next level? We now offer Peak Premium, which includes all of these features, plus:

+ Understand your spending with personalized Insights: See all of your transactions in one place and get a clear picture of where you’re spending.
+ Get more ways to save with advanced, custom Actions: Connect automatic saves to your everyday transactions—like getting paid or buying coffee at your favorite shop.

Premium is $5 per month or $50 per year, and you can cancel at any time.

So what are you waiting for? Whether you’re saving for a sunny beach trip or a rainy day fund, download Peak and start the path to reaching your goals today.

-- FAQs --

Does Peak move my money? — Yes! Peak is a real bank account, so you’re actually putting money aside toward your goals.

Is my money safe and secure with Peak? — Absolutely. This is our top priority. Everything you save with Peak is not only protected by bank-level security, but is insured by the FDIC up to $250,000.

How much does Peak cost? — It’s free! Peak Premium is a completely optional buy-up, which costs $5 per month, or $50 per year.

What kind of goals can I use Peak to save for? — Anything you want! The most common goals on Peak are: Emergency Funds, New Car, Down Payment on a House, and Travel / Trips / Vacations.

If you have any questions, please shoot us a message at hello@peakmoney.com!

[1] National Average Interest Rate for Savings Accounts, as of March 2021, via the FDIC: https://www.fdic.gov/regulations/resources/rates/