PersonalProjexion

Create a 'whole life' model of future financial well-being. You chose how far ahead you want to look.

Answer those important questions - how and when...
- Can we afford that house, that car, those school fees, our retirement?
- Can I stop work early, take a sabbatical, go part-time?
- .... and those other important things to live life to the full.
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Create a simple to use but sophisticated model of your income, outgoings, assets and costs and see how they change over the years.
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Play with different options to understand how your choices are affected. What-if this happens, what-if that changes. Model it and see.
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With PersonalProjexion you can show, share and understand ideas and plans about today, tomorrow and your future.

PersonalProjexion Provides:

Simplified Lifetime Modelling: Model what you have today and what you plan to have in the years ahead. Tools provided to speed up and simplify the process.
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Straight Forward: Simple and easy interface (both graphic and numeric) provides clever and sophisticated information analysis​. Optional summary and detailed levels of reporting.
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Multiple Models: Create, hold and modify up to five independent models to support different life-time scenarios.
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'Auto-Solve': A dynamic and flexible feature to re-allocate resources and demonstrate future solvency. Where PersonalProjexion identifies a resource shortfall to cover your expenses a prioritised re-allocation of resources will try to keep you 'in the black'.
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'Auto-Investment': Another dynamic and flexible feature to manage surplus or shortfalls. As in the real-world, unallocated 'cash' (amounts in excess of, or through a shortfall of) planned income and expenditure become subject to maintainable cash, investment or loan rates of interest.
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What-If Analysis. Dynamically change key elements of the model (e.g. pension performed better/worse than expected, house prices did/didn't rise as anticipated, income grew faster/slower than believed and others) and see how your future choices will change.
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Multiple Annual Expenditure Levels. In the real world, your annual expenditure will change with your stage of life and the events around you. PersonalProjexion allows the maintenance of multiple stages / levels of annual expenditure over the model lifetime.
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Types of Entry: All key classes of income, outgoings, assets and costs catered for so your model can be as comprehensive as you choose.
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Tax: Choose to have PersonalProjexion work on a gross or net of tax basis.
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Real and Nominal View: You choose how you want to see the future. As it will look or based at today's prices.
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One or Two People: Models can be for one person or a couple.
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Your Privacy: No account required; the application and the data sit in your own data-store.
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Help: Extensive help, with context sensitive guidance.
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Security: Password security built in.