Promissory Note

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A Promissory Note is also known as a loan agreement, IOU, personal note, or note payable.

IT IS A DOCUMENT THAT:
* Describes a loan made from a lender to a borrower
* Confirms the borrower's promise to pay back the sum of money, or principal, to the lender
* Establishes a repayment plan for the amount borrowed

What are promissory notes used for?
* Private or personal loans between family members, friends or colleagues
* Student or educational loans
* Real estate loans, mortgages, or property down payments
* Bank loans
* Commercial or business loans
* Car or vehicle loans

How to create promissory note?

Step 1 - Add lender
Step 2 - Add Borrower
Step 3 - Add Cosigner / Guarantor if any
Step 4 - Add Collateral if any
Step 5 - Note Payment details
Step 6 - Add Interest details
Step 7 - Add Late fees if any
Step 8 - Add Acceleration details if any
Step 9 - Add Prepayment if applicable
Step 10 - Add Note date and Governing law state

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